Professional liability insurance (BAV).

This insures you for damage to employees due to a work accident or occupational disease. Labor-related traffic accidents on foot or by bicycle are also insured.

Attention! Was the traffic accident caused with a (insurance required) motor vehicle, of which the employee is the driver or passenger? Then this is not insured.

With walk-in, you insure liability for damages caused by acts or omissions made prior to the inception of the insurance.

Looking for the cheapest professional liability insurance? You can find it by comparing different providers. There are many providers on the market, and the selection keeps expanding. Moreover, premiums can vary widely. Sometimes people choose the cheapest insurance they can find without looking closely at the coverage. However, when comparing professional liability insurance, it is important to look not only at the price, but also at the coverage and terms. After all, there can be big differences in these as well. Perhaps the cheapest professional liability insurance policy will not cover you as well as you actually want.

Before purchasing professional liability insurance, it is wise to compare different providers. This is actually always true, for any insurance. After all, there are many providers on the market, all with different premiums and conditions. By comparing, you can save a lot of money every year. Premiums can change annually, so it pays to make a comparison every year. Because premiums are regularly adjusted up or down by insurers, it may very well be that the cheapest professional liability insurance from last year is no longer as advantageous in the new year. Or maybe things have changed in your business, making you better off with another insurer. Moreover, by comparing you can find the best professional liability insurance at the lowest price. All reasons to start comparing professional liability insurance policies before you buy.

• Insure from €20 per month
• Insured against property damage resulting from misdiagnosis and professional errors
• Reimbursement of legal costs of defense (if any)
• Choice of all insurers in the Netherlands
• Compare and close 24/7
• Fast, free cancellation service

When you apply for insurance or have a claim, you have to answer questions. You must answer these questions honestly. In addition, you must do as much as you can to prevent and limit damage. Report damage as soon as possible! Furthermore, it is important to inform us if things change.

Through our website you can easily compare insurances. After entering a few details, a number of insurance policies will appear, tailored to your needs, with the corresponding premiums and policy conditions. You can compare these. If you have found a suitable insurance, you can take it out immediately. Are you having problems or do you have any questions? Then you can contact us. You can reach us by phone at 088 - 688 37 00. We will be happy to help you.

As an intermediary, we are not part of any insurance company. This means that we have no financial or production obligations to the companies we work with. When comparing insurance, we consider your personal situation and specific wishes regarding coverage. Alpina makes insurance clear and fast.

Not good, money back! (14 days)

Your application for insurance is reviewed quickly, 24 hours a day, 7 days a week. You can then immediately hit the road insured with peace of mind. You don't have to worry about your old insurance either. You can cancel it with us directly online.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).

You have your own business, business is booming. There is plenty of work and you can set aside some money to save. But what if you are held liable for financial damages? A small mistake can have major consequences in this case. For example, a liability claim can add up considerably in costs.

Briefly, this refers to liability arising from mistakes made by self-employed individuals or companies in the performance of independent professional activities. Professional liability can therefore arise from all sorts of things, such as negligence, misjudgments, incorrect advice, absenteeism, etc. The damages arising from these can therefore be recovered from you as a business owner.

To determine professional liability, professional standards are often considered. In other words, would another professional with the same knowledge and experience have acted in the same way while observing the requirements of good professional practice?

Want to know more about business insurance? View our business insurance policies or contact us for a no-obligation insurance consultation.

Professional liability insurance is not always mandatory. Only for certain professions is professional liability insurance required by law or industry associations.

It is increasingly common for clients to require that self-insured ZZP workers insure their liability before they are allowed to work for them.

What professional liability insurance costs depends on a number of factors:

• The industry in which you work
• Your annual turnover
• The number of employees

At Alpina.nl you can calculate an indication of the premium for professional liability insurance online. You do this by filling in some information about your company.