So what makes professional liability insurance zzp so important?
Making mistakes is human. Business owners also make mistakes. Even small mistakes can cause considerable impact. This impact can be felt both by the client and the entrepreneur himself. Assured are for such errors? Professional liability insurance offers a solution. This is especially true if you are a consulting profession.
By purchasing professional liability insurance, you as a business owner have less to worry about causing damage. Without these worries, you as a business owner can better focus on your work!
Good coverage against common professional errors
Always pay close attention to the difference between business liability insurance and professional liability insurance. These are two different policies! The former covers property damage and personal injury. Consider, for example, knocking over a cup of coffee over an expensive computer. Professional liability insurance covers financial damages resulting from professional errors. Here you can think of mistakes made from consulting professions. Bookkeepers, lawyers, notaries ... And did you know that some clients require professional liability insurance?
A professional liability insurance zzp required from the client?
Many clients require a certain level of security when outsourcing assignments. Today, as a result, it is common for contractors to be required to have professional liability insurance. The reason for this? The moment you make a mistake, often the client will be held liable. The client will have you sign that you are liable for your own mistakes as a self-employed contractor. This is where professional liability insurance is essential: it cannot be expected that every self-employed person has enough money behind them to pay for damages themselves....
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Ensure protection of personal finances with professional liability insurance
Although it does not happen often, the financial damage can be enormous in the event of a claim. As a sole proprietor, you almost always work out of a sole proprietorship. Having a sole proprietorship has many advantages. But unfortunately, this legal form also has disadvantages: you always remain privately liable for financial damages. This compared to, for example, the Limited Liability Company. Precisely for this reason, it is a very good idea to take out professional liability insurance as a sole proprietor.
Please note that private insurance does not provide coverage while working!
While you may already know this, it is wise to touch on it again: private insurance does not provide coverage for business liability. The liability insurance cannot cover you for professional errors as a self-employed person. This is a common mistake, because people reason as follows: 'as a self-employed person with sole proprietorship I am personally liable, so then my personal insurance will also provide coverage.' Not so! Choose a good professional liability insurance.
Close your professionalliability insurance zzp through Alpina
Are you an entrepreneur? Do you want a professionalliability insurance? At Alpina, we offer you good insurance at a fair premium. Calculate your premium and see what it will cost you. Do you have any questions about the professionalliability insurance? Please do not hesitate to contact us. Our insurance specialists will be happy to help you.
Calculate your professional liability insurance premium immediately!
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