Compare and take out your business interruption insurance

Business interruption insurance ensures that your business is insured in the event of damage caused, for example, by fire, storm, water damage, vandalism or theft. Business interruption insurance covers your fixed expenses and the profits you would have made under normal circumstances. This way, you won't immediately run into financial problems if your business has to close for a while. You are then insured against loss of sales if business operations come to a halt for a while.

At Alpina.nl you can easily take out business interruption insurance. With us, you can compare different providers. Here we show you not only the premium, but also the coverage and policy conditions. So you can make a good comparison. Have you found the best business interruption insurance? Then you can take out the insurance directly.

Business interruption insurance covers damage to your business due to fire, burglary, vandalism, explosion, lightning, storm or water damage. Even if the street where your business building is located is blocked off after damage to another building in the area. In addition, the insurance also covers a website outage that prevents customers from making transactions. The insurer then covers your business' fixed expenses, such as rent and staff salaries. You will also receive compensation for lost profits.

Before you purchase business interruption insurance, you obviously want to know the cost. The cost of business interruption insurance depends on a number of factors, such as the type of business you have, the number of employees, your annual turnover and the payout period you choose. With our online tool you can already calculate an indication of the premium. This will give you an idea of the cost of business interruption insurance. You can also easily compare all premiums from different providers to find the cheapest business interruption insurance.

Business interruption insurance is insurance that insures business owners against business interruption due to fire or flooding, for example. This is because business interruption can cost a lot of money, especially if operations come to a standstill for a while while fixed expenses continue.

Would you like to calculate the monthly insurance premium? Then you can do so easily on Alpina.nl. With us you can compare the premiums of different insurers online.However, when taking out business interruption insurance, do not only pay attention to the lowest premium. The most important thing is that the insurance covers all the risks you run with your business. This way you can be sure that you are properly insured in case of business interruption. After calculating, you can easily and quickly take out the insurance directly online.

Before purchasing insurance, it is always wise to compare different providers. This way you can be sure that you are getting the cheapest business interruption insurance at the best conditions. That comparison is very easy with our handy online comparison tool. After entering some company data, you will get an overview of all providers and the corresponding premiums. Moreover, you can also easily compare policy conditions and coverage. So you can quickly choose the best provider for you and your company.

Unfortunately, fires happen on a regular basis. Perhaps you are working with flammable materials and an employee makes a mistake. Or a fire is set at night by a bunch of vandals. Fire can have a devastating impact on your business, especially if a lot of damage occurs. Damage to your business premises, to your inventory and perhaps to any machinery and other equipment you need to carry out your operations. At least with business interruption insurance, you won't have to worry about rent, salaries and all the other fixed costs that just keep going.

Business interruption insurance is suitable for both SME's and ZZP'ers. As a ZZP'er it is important for you to be able to do what you are good at without worrying about the risks involved in the work. You can also choose to take out a ZZP insurance package. With this package you insure your company against the most important risks within the industry in which you work.The ZZP insurance package consists of different insurances. If you take out multiple insurance policies with the same insurer, you will also receive package discounts.

Business interruption insurance is not mandatory, but it can be a wise addition. As a business owner, if you suffer fire or water damage, the costs can be high. Not only do you have to clean up, you also have to deal with your operations being halted while fixed expenses continue. You have to pay the rent on the premises, and your employees' salaries continue as well. In the worst case, you have to demolish and rebuild (part of) the premises. This also costs a lot of time and money. With business interruption insurance, you don't have to worry about paying your fixed expenses without income.

The premium of business interruption insurance depends, among other things, on the type of business you have. On Alpina.nl you can easily calculate the premium. You do this with our online comparison tool. You fill in some data, such as the type of company you have, how many employees you have and your annual turnover, and then you will already get an indication of the insurance premium. You can then compare different providers. Moreover, you will also get to see the corresponding policy conditions. This way you can compare on premium and content.

The amount insured under business interruption insurance is your fixed costs plus net profit. This makes up your company's gross profit. Of course, you do not know in advance how high your gross profit will be. Therefore, every year you report the gross profit of the previous year to the insurer. To avoid under- and overinsurance, most insurers have included an increase/decrease clause. This means that the insured amount will be increased by (usually) a maximum of 30% if, after a claim, it appears that the insured amount is too low. After this a premium supplement takes place. If after a claim the insured amount turns out to be too high, a premium refund will be given.

Taking out business interruption insurance is quick and easy at Alpina.nl. If you take out business interruption insurance, of course you want insurance that suits your company. With us, you can therefore compare different providers. Not only can you compare premiums, but you can also see the corresponding policy conditions. This allows you to make a good comparison before you take out the insurance. Of course, you can also ask for advice from one of our insurance specialists. Therefore, be sure to contact us. They are at your service Monday through Friday from 8 a.m. to 6 p.m.

Business interruption insurance is not mandatory, but there are a lot of benefits to it. Business interruption insurance:

• Covers the fixed expenses and profit you would have made under normal circumstances
• Ensures that your business is insured in the event of damage such as fire, storm, water damage, vandalism or theft.
• Prevents you from getting into financial trouble if you have to close your business for a while after damage
• Is for anyone with their own business
• Can be completed easily and quickly online at Alpina.nl