Is cyber insurance necessary for my business?
The consequences of a cyberattack are often immense. If your business suffers one, the costs will be high. Your company may be hacked or your business data may be out in the open. As a victim, you usually have to pay the costs yourself. However, you can get cyber insurance for this. Is cyber insurance necessary for your business?
Growing risk for businesses
About 80% of companies within Europe have encountered some form of cybercrime. Companies are afraid and at a growing risk of becoming online victims of cyber criminals. The demand for cyber insurance is therefore growing significantly. The financial consequences are often enormous. What is a wise choice in this case? Do you take out cyber insurance or not? Is it really necessary?
Do I need cyber insurance?
Whether it is necessary to insure your business against cybercrime depends on several factors. It is important to consider how much risk your business is exposed to. Cybercrime is currently a very rapidly growing form of crime. Have you taken measures to minimize the risk of a cyber attack? What other measures could you take to reduce the chance? How high is the damage within your company if you become a victim of cyber criminals? These are all important questions to answer in this regard.
The monthly premium for cyber insurance depends on your annual turnover and the maximum insured amount per claim. Want to know what cyber insurance costs for your business? You can easily make a premium calculation below.
Cyber insurance coverage
Before purchasing cyber insurance and determining whether it is necessary for your business, it is important to look at its coverage. Cyber insurance covers legal liability, business losses, crisis management costs and your own losses. Also, read the policy terms carefully. Certain conditions may apply. For example, your computer may have to have certain antivirus software or your company's staff may have to be properly informed of the risks and adequately retrained.
Request a free quote or take out insurance directly if you wish.
Alpina offers the option of cyber insurance for your business.
Do you have questions about (the coverage of) cyber insurance? If so, please contact us. We are happy to help you! We can be reached by phone from Monday to Friday between 08:00 and 18:00 on telephone number 088-6883712.
Calculate your cyber insurance premium right away!
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