Business liability insurance

Business liability insurance is often confused with professional liability insurance. Professional liability involves, for example, giving incorrect or incomplete information, or giving incorrect advice. If damage occurs as a result, you are not insured for this with business liability insurance. For this, you need professional liability insurance.

With professional liability insurance, you insure financial losses suffered by your client due to professional misconduct for which you are liable. Professional indemnity insurance is especially relevant for entrepreneurs who provide advice in their work, such as consultants, architects, IT consultants or engineers.

No, business liability insurance is not mandatory. Nevertheless, it is wise to look into such insurance. After all, an accident is in a small corner and it is not nice if you have to pay for the financial consequences of damage yourself. Moreover, more and more often suppliers or clients do not want to do business if someone is not insured. Many entrepreneurs therefore choose to take out liability insurance for their company anyway.

With business liability insurance, you are not insured for professional liability. For this you have to take out professional liability insurance. Items you have "under supervision" are not insured. Think for example of a kitchen or bathroom that you have to install. If damage occurs when you are responsible for it, it is not covered by business liability insurance. Always check the policy conditions to see if there are more situations where the insurer does not provide coverage. This can vary from one insurer to another.

As a ZZP it is also wise to take out liability insurance. With a liability insurance ZZP you are insured if you, as an entrepreneur, cause damage to another person or if your work causes injury to another person. Business liability insurance ZZP is a good way to cover yourself for liability damages. With liability insurance for ZZP'ers, costs resulting from the damage will be reimbursed by the insurer. You are also insured for damages caused by an intern or a temporary worker employed by you.

You can take out your business liability insurance easily and quickly on Alpina.nl By entering your details, you will see a premium calculation. Check your details and request a final quote. You can also take out the insurance directly online.

At Alpina.nl you can easily take out liability insurance for your company online. You can make a premium calculation in advance. You do this by filling in some information about your company. Then we will give you a premium calculation. This way you will know approximately what you will pay in insurance premium per month. Is it still not entirely clear or would you like to consult with an insurance specialist? Then please contact us. You can reach us by phone from Monday to Friday at 088 - 6883700. You can also always send us a message via chat, WhatsApp or Messenger.

Is the premium calculation clear and would you like to take out the insurance? Then you can do this directly online. You can also request the final quote before you take out the insurance. This will be sent to you as soon as possible.