Calculate and take out your environmental damage insurance

Environmental damage insurance is a business insurance policy that covers the cost of environmental damage. This can be either environmental damage at your own location or environmental damage you cause at someone else's. Environmental damage caused by someone else at your location is also covered. Environmental damage is caused, for example, by contaminated fire extinguishing water, asbestos particles, leaking diesel or certain cleaning agents that contain harmful substances.

Many business owners wonder if environmental damage insurance is really necessary. Yet this insurance is needed more often than you may think. Perhaps at first glance the activities of your business do not carry environmental risks, but a fire, for example, can always release hazardous substances. There is also the possibility of asbestos in your premises. But diesel leaks or the use of harmful cleaning agents also cause environmental damage in some cases. Therefore, environmental damage insurance can still come in handy for you.

Environmental damage insurance is not mandatory, but any business owner can face environmental damage. Therefore, environmental damage insurance is useful for every entrepreneur. Environmental damage insurance is also important for ZPPs, because even as a ZPP you can be held liable for environmental damage. With environmental damage insurance, environmental damage caused by someone else at your location is also covered. In addition, your surrounding locations are also insured!

Environmental damage insurance usually covers cleanup costs, investigation costs and salvage costs. Salvage costs are costs to prevent or reduce damage. In addition, costs resulting from remediation are often covered, such as costs to repair or replace pipes, cables, paving and planting, for example. Business damage resulting from remediation is also covered with environmental damage insurance.

Of course, you hope not, but you may have to deal with asbestos in your business premises. Especially if your business is located in an old building, there is a greater chance of asbestos. Asbestos can be released during a fire or storm, for example, but also when you remodel the premises. These asbestos particles can cause environmental damage. With environmental damage insurance, you are insured for environmental damage caused by asbestos.

Environmental damage insurance is a business insurance. You can take out this insurance as an entrepreneur or as a ZZP' er. Even as a ZZP'er you can be held liable for environmental damage. Then environmental damage insurance comes in handy.