SME Total Package

Building insurance insures your business premises. It covers, for example, damage caused by fire, precipitation, steam, leakage, burglary, a falling object or a collision. The insured amount is based on the reconstruction value (repair costs) of the building.

With disability insurance, you secure income in the event of disability. Your income is protected against the financial consequences of disability. With this insurance you can limit your income loss and have more financial security for your business.

When you or one of your employees causes damage to (belongings of) another person, that person can claim compensation. With the company liability insurance you are insured against such costs. Both property damage and personal injury are covered. Property damage is damage due to loss of or damage to property. Personal injury is damage due to injury or death.

Environmental damage insurance is a business insurance policy that covers the cost of environmental damage. This can be either environmental damage at your own location or environmental damage you cause at someone else's. Environmental damage caused by someone else at your location is also covered. Environmental damage is caused, for example, by contaminated fire extinguishing water, asbestos particles, leaking diesel or certain cleaning agents that contain harmful substances.

Employee accident insurance insures you against accidents at work and during commuting. When an employee becomes permanently disabled or dies due to an accident, this insurance pays a lump sum. You take out this insurance specifically for your employees. Employees also include hired workers such as trainees and temporary workers.

With legal assistance insurance for companies, you are assured of professional legal assistance when, for example, a dispute, with a client or the government, leads to a legal problem. You decide for which legal problems you insure yourself. By default, you are insured for legal assistance for the recovery of property or personal injury. Disputes concerning the performance of entrepreneurial activities are also covered. In addition, you can opt for an extra extensive variant and you can supplement legal assistance insurance with coverage: agricultural, traffic and collection assistance.

All car owners are required by law to insure their car from the moment the registration number is in their name. This, of course, also applies to cars used for business purposes. Third-party insurance is the most important and mandatory part of business car insurance. The abbreviation WA stands for legal liability. This coverage ensures that damages are compensated to the other party when you are liable.