Compare and take out your transportation insurance

Transport insurance is insurance that allows you to insure your belongings in case of damage and theft during transport. Many entrepreneurs think of transport only in terms of a truck or container ship, but transport in a company car or plane is also covered. If the carrier damages or loses the goods, you will receive compensation from your insurer. Also if the cargo of a truck goes up in flames due to fire, you are fortunately insured for this.

A number of insurers include own transport in the coverage of the transport insurance, but sometimes you have to take out a separate own transport insurance for this. Always check the policy conditions of the insurance company.

Transportation insurance is for all types of businesses that have goods transported occasionally or regularly, whether by land, sea or air. It can be an SME company, but also a large multinational. Nor does it matter whether you transport goods within the Netherlands or between different countries. There is a suitable transport insurance for every company.

You have no control over what happens to your goods during transport. After all, an accident is in a small corner. For example, damage may occur during loading or unloading of the goods, the refrigeration may malfunction, causing goods to spoil, or a fire may start, seriously damaging the cargo and perhaps making it unusable. These damages can add up considerably in cost. Moreover, the goods may be essential to your operations, bringing them to a halt and causing you to lose profits. With transport insurance you are insured for this and reduce (financial) risks.

The standard coverage of a transportation insurance policy includes:

• Damage during loading and unloading
• Cooling damage during transportation
• Damage to items intended for sale
• Damage to tools and materials needed for your work
• Damage due to spoilage, theft and loss of goods
• Damage caused by fire, explosion and accidents involving the means of transport

The cost of transportation insurance depends on a number of personal factors. To determine the amount of the insurance premium, the factors considered include the type of goods you are having transported, the type of transportation and the origin or destination of the goods. You can then pay the premium on a monthly, quarterly, six-monthly or annual basis. On Alpina.nl uk you can use our online comparison tool to instantly calculate an indication of the premium. This will give you an idea of the cost of transport insurance before you take out the insurance.

Transport insurance ensures that your goods are always well protected during transport. This is because the carrier's liability is limited. There are certain limits to compensation, so you will not always get (full) compensation for damage to your goods. Therefore, it may be wise to take out transport insurance for your goods. When taking out transport insurance, you can choose whether you want temporary or continuous coverage.

Even if you have your goods transported by sea, you are insured with transport insurance. By sea freight you can send pallets, sea containers and bulk goods. If the ship sinks, cargo is lost or something goes wrong with loading or unloading: in all these situations you are insured with transport insurance.