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Compare and take out your business travel insurance

On a business trip, you face different risks than on a regular vacation.

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All about business travel insurance

Of course, a business trip is not a vacation, although there is always a buffoon asking what the temperature of the sea water was when you have just returned from a business trip.

This is because the risk of a business trip is different and usually more comprehensive than a vacation. This is why travel insurance policies do not pay out when damage is incurred during a business trip.

To still be insured during a business trip, you can purchase business travel insurance.

Why purchase business travel insurance?

On a business trip, you face different risks than during a regular vacation. If something happens to you, it directly affects your business. Whether you are sitting in meetings or have to perform risky work, it is important that you are properly insured. Different risks also apply to your luggage Probably you will take a laptop or tablet with you during your business trip that contains valuable information. Perhaps you have important documents in your luggage. The business financial risk in case of theft or loss is therefore much higher. The insurance company will therefore apply different conditions and rates than for tourist baggage.

Business travel insurance comparison

At Alpina.nl you can easily compare business travel insurance. After entering a few details, a number of insurance policies tailored to your needs appear, along with the corresponding premiums and policy conditions. You can now compare these on price and content. Also take a good look at the policy conditions, so you can be sure in which situations you are insured. After all, there are always things that are excluded from coverage. This way you will not be faced with unpleasant surprises during your business trip. Once you have found a suitable insurance policy, you can take it out directly online. Are you having problems or do you have any questions? Then you can of course always reach us by phone at 088 - 688 37 00. You can also send us a message via chat, WhatsApp or Messenger.We are happy to help!

Taking out business travel insurance

If you go on a business trip once or twice a year, then short-term travel insurance is sufficient. You will pay exactly for the days you are traveling, and thus never overpay. If you travel more often, it is wise to choose a continuous travel insurance. You have less to arrange and do not run the risk of forgetting to activate your insurance. You choose which modules you take out. With the Business Travel module, you are insured year-round during trips you make for work. When you take out the insurance, you choose which modules you turn on. For example, you can choose to insure accidents or roadside assistance while traveling. You also choose the amount of the insured amount for your luggage and the money you carry with you. In this way you compose the insurance completely to your own wishes.

Cheap business travel insurance

Would you rather not pay too much for your business travel insurance? At Alpina.nl , you can put together your travel insurance completely as you wish. You choose which covers you take out. For example, you can include medical expenses, car assistance or accidents. You can also choose the amount of baggage and money you want to insure. Of course, the more coverage you take out, the more expensive the insurance will be. In addition, you also choose the deductible. The higher the deductible, the lower the insurance premium.

Best business travel insurance

Are you looking for the best business travel insurance? Then look carefully at the coverages you turn on. When you briefly cross the border into Germany or Belgium for a business meeting, that counts just as much as a business trip. The moment something happens to you there, you cannot call on your private travel insurance. This is why it is wise to always have your insurance in order. It doesn't have to take a lot of time. At Alpina.nl you can arrange your travel insurance 24/7 with just a few mouse clicks. Wherever you are!

Collective business travel insurance

Take out collective travel insurance for your entire company. Everyone will then always be well insured on the road. Even colleagues who live elsewhere in Europe and occasionally visit the head office in the Netherlands are co-insured. If you are self-employed or if you are the only one who travels within your company, you can take out individual travel insurance. You can then occasionally co-insure colleagues and even family members.

Frequently asked questions about business travel insurance

Is business travel insurance mandatory?

Business travel insurance is not mandatory. However, this insurance is recommended for people who regularly travel on business. Business travel insurance can save a huge amount of money when you run into unpleasant situations while traveling.

Who is business travel insurance for?

Business travel insurance is for anyone who occasionally travels for work. Volunteer work, a study trip or an internship also fall under working while traveling. So for this, you should also take out business travel insurance.

What constitutes a business trip?

A business trip is a trip that is not a vacation. For example, you are going abroad for business, or to attend a conference. Are you going abroad for study, internship or volunteer work? Then this falls under the standard coverage for continuous travel insurance with most insurers and you do not need to take out the business trip module.

What does business travel insurance cover?

When you purchase a continuous travel insurance policy, you choose which coverages you turn on. Here you can turn on the Business Travel module so that you are insured during trips you make for work. In addition, you can also choose from the following coverages:

Medical expenses
Accidents
Legal expenses
Cancellation
Breakdown assistance
Special sports
Extra sports equipment

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