VVE Total Package Insurance

There are several insurance policies for Owners' Associations (VVEs). Some of these are mandatory and others are optional. When taking out VVE Total Package insurance, you can choose from several insurances for your Owners' Association, namely:

• Building insurance, or collective building insurance(Legally required)
• Glass Insurance
• Liability insurance ( Legally required)
• Directors' liability insurance
• Legal expenses insurance
• Accident Insurance

A number of insurances are mandatory. Building insurance (collective building insurance) and VVE liability insurance are mandatory. The other insurances are optional.

No payment is made in the event of an earthquake, flood, wear and tear or construction defects. Damage caused by intentional and illegal activities is also not insured with VVE Total Package insurance. Damage caused by groundwater is not insured unless such water entered through drains and pipes and appliances connected to them.

If you apply for insurance or have a claim, you must answer a number of questions. You must answer these questions honestly. In addition, you must do as much as you can to prevent and limit damage. Report damage as soon as possible! Furthermore, it is important to inform us if things change.

Building insurance is collective building insurance. This is the only insurance required by law for an MoU. With this insurance you insure the apartment complex of the VvE in case of damage by fire, lightning, storm, snow pressure and water. If necessary, you will also be reimbursed for the costs of chopping and breaking in the event of water damage. The costs incurred by your VvE to prevent further damage are also co-insured.

Unions also often take out glass insurance. Our glass insurance not only insures the glass that belongs to the common areas. All glass belonging to the apartments is also included in the insurance as standard. Including insulating glass, plastic domes and skylights.

The Owners' Association is an independent legal entity and can therefore be held liable. Therefore, Liability Insurance for an Association of Owners is often seen as a necessity. With the Liability insurance you insure the liability risk of the association against the individual apartment residents (with the exception of damage to own real estate). But also of the members among themselves and of the members towards the association.

The insured amount per event is €1,250,000.

Through our website you can easily calculate premiums. After entering some data, a number of insurance policies will appear, tailored to your input, with the corresponding premiums and policy conditions. Once you have found a suitable insurance, you can take out the policy immediately. Are you having problems or do you have any questions? Then please contact us. You can reach us by phone at 088 - 688 37 12. We will be happy to assist you.

As an intermediary, we are not part of any insurance company. This means that we have no financial or production obligations to the companies we work with. When comparing insurance, we consider your personal situation and specific wishes regarding coverage. Alpina makes insurance clear and fast.

Not good, money back! (14 days)
Your insurance request will be quickly reviewed 24 hours a day, 7 days a week. You can then immediately hit the road with peace of mind. You don't have to worry about your old insurance either. You can cancel it with us directly online.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).