What is the insurance fraud statute of limitations?
If you have committed insurance fraud, you will probably wonder about the statute of limitations for doing so. As an insurance fraudster, you will be registered in internal and external fraud registers including the database of the CIS (Central Information System) Foundation. Other than insurance fraudsters, people with criminal records and defaulters are also registered. Insurers will always consult this database and are thus alerted to individuals who pose a high risk when seeking insurance from an insurance company. If you have committed insurance fraud, you pose such a risk. The time a CIS registration remains active depends on the offense for which you entered the database. We enlighten you on the statute of limitations for insurance fraud below.
The statute of limitations after committing insurance fraud
Committing insurance fraud is an attack on the trust of the insurer and this is considered very serious. In addition, by committing insurance fraud, you have become a major risk to insurance companies. This is the reason that the statute of limitations for insurance fraud is as much as about eight years. During this time, you remain registered in the CIS database and can be found by any affiliated insurer.
Purchasing insurance again will not be easy during these eight years. Regular insurance companies are likely to reject your application because of the high risks you carry. You can still turn to De Vereende, however. De Vereende is an insurance company that focuses specifically on special risks insurance.
Can the statute of limitations be shortened?
By challenging the registration with CIS, you can try to shorten the statute of limitations for insurance fraud. If you are under the impression that the registration is wrongful or erroneous, this is among the options. In some cases, hiring an attorney immediately is the right choice, as registration as a fraudster can have unpleasant consequences for both current and future insurance policies. In the worst-case scenario, you could face criminal penalties, namely in the event that an insurer decides to report fraud.
Still insured through Alpina
If you are in the unfortunate situation of having an insurance fraud registration, you can still purchase insurance from De Vereende through Alpina. To do so, use our online comparison tool which, after entering your personal data, will give you an indication of your future monthly premium. De Vereende will calculate your final premium after sending the application.
Also view
- Insurance fraud
- Types of insurance fraud
- Consequences of insurance fraud
- Insurance fraud investigation
- Examples of insurance fraud
- penalty insurance fraud
- Insurance fraud with car
- Report insurance fraud
- Defaulters
- Insurance fraud
- Car insurance denied
- Driving Disqualification
- CIS registration
- Cancellation insurance
- Blacklist insurance
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