What is an ART lock?

Most insurers have a security requirement with moped insurance or motorcycle insurance. This requirement is set for third-party theft or all-risk coverage. The lock used must be an ART lock.

The ART mark has different levels of security indicated by stars. That star system works simply. The more stars a lock has, the better its security value.

Different categories of ART locks

ART two-wheeler locks, in terms of the degree of protection against theft, are divided into categories 1 through 5.

Obviously, a category 1 lock has a lower theft prevention than a lock from a higher category. A category 5 lock has passed the toughest test in the ART test regulations. A lock from this category may be required by an insurer when storing the motorcycle at home. For motorcycles on the road, a category 4 lock will often suffice because these locks are suitable for taking with you.

Insurance companies often clearly indicate in the policy conditions - depending on the type of two-wheeler - which category the lock must be from as a condition for obtaining insurance.

ART Class 2 locks

This class is particularly suitable for bicycles with or without auxiliary motors.

ART Class 3 locks

This class is particularly suitable for mopeds.

ART Class 4 locks

This class is particularly suitable for motorcycles.