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What exactly is covered in a divorce?

With legal expenses insurance, you can choose your own coverage by choosing modules. This way you can tailor the insurance to your own needs. One of the modules is the legal assistance 'consumer and living'. This module also includes divorce. What exactly is insured in a divorce?

Divorce is a very drastic event. You enter an emotional period. You want to end this period as well and as quickly as possible. Below is a list of exactly what you are and are not entitled to during a divorce.

Legal expenses insurance divorce

Legal expenses insurance divorce

In the case of divorce, legal expenses insurance coverage is often limited. This is because it is a dispute between two insureds on the same policy.
When coverage is available, it is often only for mediation. In mediation, you and your partner are helped by an independent (third) party. This party is called the mediator. He or she helps make agreements and takes into account both you and your partner's (feelings).

Taking out legal expenses insurance? Calculate your premium!

The mediator provides clear information and guides and supports you in making agreements. He or she analyzes your wishes and helps to bring the divorce to a successful conclusion without frustration. If you get stuck, the mediator will come up with alternatives. It depends on your situation what you need to agree on.

The maximum amount you can spend under your legal expenses insurance can be found in the policy conditions. If you incur more costs than the amount you are insured for, those costs are for your own account.

Legal expenses insurance divorce

With most legal expenses insurance policies, there is a long waiting period because divorce is quite common. So it is important to keep in mind that before a divorce, you can only start using it after a (few) year. So don't wait too long to take out legal expenses insurance. It often happens that people do not think about legal expenses insurance until it is too late.

Before taking out legal expenses insurance, it is important to compare legal expenses insurance policies and see what modules and coverages are available in the event of a divorce. You can easily calculate your premium at the bottom of this page and take out insurance directly if you wish.

In addition to the "consumer and living" module, the basic legal expenses insurance can also be expanded with other modules, namely:

More information about the coverages of these modules can be found on the 'legal expenses insurance coverage' page

Get the most out of your legal expenses insurance separation

How do you make the best use of your legal expenses insurance divorce? We offer some tips.

Use right away

Do you think you need your legal expenses insurance separation? Then use it immediately. Do not incur unnecessary expenses yourself while you have legal assistance insurance. It is possible that if you later make a claim for legal assistance, your insurer will no longer reimburse you. This is because they usually use their own legal aid providers.

Also use additional features

Is mediation an option? Then be sure to use it. It is usually less time-consuming and if you come out of your dispute through mediation, parties are often happier. After all, they have reached a solution to the dispute together.

Take out your divorce legal expenses insurance through Alpina: simple and affordable

Are you considering legal expenses insurance divorce? Then take it out now at Alpina! Thanks to our wide range of modules, you will always find the right insurance. Do you have any doubts or questions about our divorce insurance? Please feel free to contact our customer service. They are ready to answer all your questions.

Calculate your legal expenses insurance premium right away!

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