Is my family covered by my legal expenses insurance?

What legal expenses insurance should I purchase for my family?

Especially for a family, legal expenses insurance can be important. Suppose your partner or your child is hit by a bicycle? Or that a conflict arises with your neighbors? Or that you are not taken seriously by a store when complaining about a defective product? In all these situations, legal aid comes in handy.

Which legal expenses insurance you should take out depends on your personal situation. You can choose from several modules, such as Consumer and Housing, Tax and Property, Work and Income and Traffic. Of course, you never know in advance what kind of legal conflict your family will end up in. Therefore, you should carefully consider the situations in which you would want to be properly insured. When is legal help really indispensable for you and your family? In addition, you can see if there is any overlap with other insurance policies you have running. For example, do you already have legal assistance insured with your car insurance? Then the Traffic module is unnecessary for you.

Higher premium

With family legal expenses insurance, you will pay a slightly higher premium than if you purchase legal expenses insurance for you alone or you and your partner. However, the difference is not very large. Moreover, with family coverage, any live-in parents or parents-in-law are also covered. See the difference in cost between family legal expenses insurance and single person legal expenses insurance here.

In addition, there are often large premium differences between insurers. Does something change in your family situation? Then you may be cheaper with another legal expenses insurer. It is therefore wise to compare legal expenses insurance to see which insurer offers you the cheapest insurance.

Communicating changes

Have you already taken out legal expenses insurance, but your family situation is changing? For example, because you are getting married, divorced or have a child? Then always inform your insurer. It is important that an insurer is aware of changes, because the premium of the insurance and possibly the coverage must be adjusted accordingly. If you do not report the change and subsequently claim a loss, you may find that the insurer will not pay compensation. So make sure you always report changes on time. Here is how to report changes.

Get legal expenses insurance for your family through Alpina

Do you want to get legal expenses insurance for your family? Then you have come to the right place at Alpina! Through our online comparison tool you can easily compare different insurers. Look not only at the premiums, but also at the coverage and policy conditions. Have you found the best family legal expenses insurance? Then you can easily take it out online. If you still have questions, you can always reach us at telephone number 088 - 6883700 or send us a message via the chat function, WhatsApp or Messenger.