What does family law mean with legal expenses insurance?

What should you pay attention to?

When taking out your family law legal expenses insurance, there are a number of things you should pay close attention to.

What are you insured for?

Many insurance policies have "personal and family law" and "inheritance law" listed as coverage. However, this does not mean that you are insured for all matters relating to these. For example, some insurance policies may offer different modules. These modules offer different coverages. For example, mediation between parties may be an additional module.

Are you insured abroad?

Initially, you are only insured for family and inheritance disputes within the Netherlands. But what if you have a dispute with family abroad? Then you will have to take out an additional module for this. With this module you can get legal assistance abroad reimbursed. It is then not so much about what kind of problem it is, but where.

Up to what amount are you insured?

Most insurance policies provide coverage up to a certain amount. This amount can vary from €25,000 to an amount you choose. In this, some insurers will offer higher coverage than others. It is therefore wise to weigh which insurer offers the highest coverage for the best price.

What lawyers/lawyers are being worked with?

You may be assigned a lawyer or attorney by your insurer. Often your insurer has contracts with certain lawyers and law firms. Perhaps you can find out in advance what your insurer has contracts with. That way, you can check out reviews and ratings of the lawyers and attorneys in question. Then you can be sure that you will get the best help if ever needed.

In any case, what is not insured?

In any case, some things will never be reimbursed by your insurer.

Setup

Have you intentionally done something for which you need legal assistance? If so, you are never insured for this and must pay for the legal assistance entirely yourself.

Society

Legal aid related to your marriage, cohabitation contract registered partnership and alimony are not reimbursed in most cases. This is because these cases are very common and therefore the risk for the insurer is very high. However, your insurer may offer an additional module for this.

Conflicts and fraud

Conflicts arising from organized violence are not covered. Examples include civil wars or uprisings against the government.

Fraud is also never reimbursed by your insurer.

Taking out legal expenses insurance? Alpina is at your service

Get your legal expenses insurance easily and quickly at Alpina. Thanks to Alpina's 40 years of experience, you can count on well-balanced coverage prices. You can choose the modules you want. This way, you decide how high your premium will be. Do you have questions about taking out insurance? Then you can always contact our customer service team.