Frequently asked questions about legal expenses insurance
Is all product information on the website complete or is there fine print?
On the various pages on our website, we try to explain our products as clearly as possible. We will also explain as much as possible the ifs and buts of the products. We have also listed the frequently asked questions for each product. With this we try to give you as much information as possible about the products we offer.
We work with several insurers, each of which has its own terms and conditions for different products. There can be considerable differences in these. We want to emphasize that you should always consult the policy, with any clauses and conditions. These are always leading.
Below are the most frequently asked questions about legal expenses insurance. Are you unable to figure it out? Then contact us via Chat, WhatsApp or Messenger.
Is it possible to put together your own legal expenses insurance?
Yes, this is certainly possible. The basic legal expenses insurance is expandable with different modules. So you can put together the legal assistance insurance according to your needs.
The additional coverages can be found here.
Is it possible to take out legal expenses insurance during an ongoing conflict?
This is possible in principle, but the ongoing conflict is excluded from coverage. So you are not insured if the conflict had already arisen before taking out your legal expenses insurance.
Is legal expenses insurance really necessary?
Legal expenses insurance may seem like an unnecessary luxury, but in practice it is often very useful and perhaps even indispensable. With legal expenses insurance you do not have to resolve conflicts yourself, but you can report the dispute to your insurer. It will take the matter out of your hands and take legal action if necessary.
Am I required to purchase legal expenses insurance?
No, in the Netherlands it is not required by law to have legal assistance insurance, but it is recommended. The moment you need legal help, the costs can quickly mount up.
What does a deductible mean in legal expenses insurance?
Franchise is a threshold below which the insurer will not consider a claim. Insurers use this amount to avoid incurring a lot of costs when dealing with a legal dispute over something of small value. If the damage suffered as a result of the conflict is above the threshold amount, you can claim for legal expenses insurance.
What is meant by legal expenses insurance coverage area?
The coverage area is the area within which you can claim your legal expenses insurance. The coverage area can be the Netherlands, but also abroad such as Europe or beyond (world).
Who is covered by legal expenses insurance?
When taking out legal expenses insurance, you specify your family composition. This way you ensure that your family is insured for legal assistance. Your children who live on their own for study are also insured. In addition, family members such as parents (or parents-in-law) who live with you and domestic help are also insured in most cases.
The persons covered by your legal expenses insurance may vary from one insurer to another. Check the policy terms and conditions for this.
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