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Which legal expenses insurance should I choose?

Choosing the right insurance can sometimes be a bit overwhelming. Especially if you can put the insurance together all by yourself. This is the case with legal expenses insurance. You can choose which modules you turn on and what you want to be insured for. Not so sure which legal expenses insurance to choose? We are happy to help you make the choice!

 

which legal expenses insurance

Choose coverages that fit your personal situation

Many people find it difficult to decide which legal expenses insurance policy to choose. The most important thing when putting together your legal expenses insurance, is to choose modules that fit your personal situation. Of course, you can never know in advance what kind of legal conflict you will find yourself in. Therefore, you should carefully consider the situations in which you would want to be properly insured. When is legal help really indispensable to you? In addition, you can check whether there is an overlap with other insurances you have running. For example, have you already insured legal assistance with your car insurance? Then you do not need to turn on the Traffic module.

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What coverages are there for legal expenses insurance?

You can choose from different coverages for your legal expenses insurance. These are also called modules. There are a total of four modules, namely Consumer & Housing, Income, Traffic and Tax Law & Property. We briefly explain them.

Consumer & Housing

The Consumer & Living module ensures that you are insured for legal assistance in conflicts about consumer matters. Here you can think of conflicts about purchases (both online and offline purchases), for example about the delivery time of a product or when you want to reverse a purchase. Problems with a supplier of energy, telephone or internet are also covered. In addition, you can think of conflicts with family members or neighbors. Disputes concerning your home also fall under this module. For example, disputes about the purchase or sale of a home, rent, maintenance, renovation or damage to your home.

Income

The Income module offers legal assistance in labor disputes. For example, when you are dismissed, but you consider this to be unlawful. Or when a conflict arises regarding maternity leave, sick leave, pension or the amount of your benefit from the UWV. In the event of an employment conflict, legal assistance insurance offers help, both in the form of mediation and assistance in court.

Traffic

With the Traffic module you are insured for conflicts in traffic. You do not necessarily have to drive a motor vehicle. You are also insured as a pedestrian or cyclist. For example, when you are hit by a car and someone causes injury or damage to you or your vehicle. Sometimes a conflict arises after a traffic accident about who is the guilty party. With legal assistance insurance, you get legal help in defending your innocence and holding the other party liable. Your insurer will also help you recover damages from the other party.

Tax Law and Wealth

Finally, there is the module Tax Law & Wealth. This module covers all conflicts concerning your assets. Here you can think of conflicts about money and investments, disputes with, for example, the tax authorities and conflicts about the purchase, sale, rent or construction of a vacation home.

Get legal expenses insurance through Alpina.nl!

Have we helped you a little with deciding which legal expenses insurance you should choose? Then you can easily compare different insurers, premiums and policy conditions through our online comparison tool. Once you have entered a few personal details, such as your zip code and family composition, you can select the modules you want to turn on. You will then get an overview of all legal expenses insurance policies that meet your criteria. Have you found the best legal expenses insurance? Then you can take it out quickly and easily! With questions you can always call us, at telephone number 088 - 6883700 or send us a message via e-mail, WhatsApp or Messenger.

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