Is there legal expenses insurance that provides coverage for both business and personal?
Legal expenses insurance is for both individuals and business owners. With a legal expenses insurance you secure legal help or advice in case of conflicts. Legal expenses insurance can be a good idea for both private and business purposes. In the unlikely event that you end up in a conflict, you will save a lot on legal costs with legal assistance insurance. It's well worth the investment. But what about if you want to get legal assistance insurance for both your private and business life? Is there an insurance that provides coverage in both areas? At Alpina.nl we looked into it for you.
Taking out legal expenses insurance? Calculate your premium!
What is the difference between business and personal?
Business and private legal expenses insurance are not the same thing. The difference is in the conflicts that are insured. A business legal expenses insurance provides you with legal support for conflicts with suppliers or customers, for example, but also for internal matters such as conflicts with your staff. A legal assistance insurance for individuals is modular. You choose which modules you want to take out. There are a total of 4 modules: Consumer & Housing, Income, Traffic and Tax Law & Wealth. With private legal expenses insurance you can cover conflicts such as a quarrel with your neighbors over the property fence or a traffic conflict. Business disputes are not covered with private legal expenses insurance.
Taking out legal expenses insurance? Calculate your premium!
Business legal expenses insurance
As a business owner, you naturally deal with many different stakeholders, such as suppliers, debtors, carriers and employees. Because of this, a legal conflict is sometimes in a small corner. Think, for example, of a supplier who fails to deliver his product on time, putting you in trouble. Or a debtor who refuses to pay. Sometimes such a dispute can be resolved with a good conversation, but it can also happen that you need legal help. Legal assistance is quite expensive and the costs can easily run into hundreds or thousands of euros. With a business legal expenses insurance you will be reimbursed for legal help up to a certain amount.
Private legal expenses insurance
Private legal expenses insurance is legal assistance insurance for individuals. Legal expenses insurance is not mandatory and it is often not thought of until it is already too late. This is because legal expenses insurance has a waiting period. This means that you cannot claim the insurance immediately after taking it out. Moreover, ongoing conflicts or conflicts that you could have seen coming, such as an announced reorganization, are excluded from coverage. Private legal expenses insurance provides legal help in various areas of law, for example in a conflict between private individual and organization, between neighbors or between private individual and government. With legal expenses insurance, you do not have to resolve the dispute yourself, but the insurer takes the matter out of your hands.
Take out legal expenses insurance directly through Alpina
At Alpina.nl you can take out legal expenses insurance for both business and personal use. With our online comparison tool you can easily compare different insurers. Do you have your legal expenses insurance completely to your liking? Then you can take out the insurance quickly and easily. Do you still have a question? Then we will gladly help you. Call us at telephone number 088 - 6883700 or send us a message via chat, WhatsApp or Messenger.
Never underinsured
Put together your own package
A wide range
We compare all insurers for you, saves time again
Help from our experts
Can't figure it out? Our experts are always ready to help you
We can be reached via chat, WhatsApp, phone or email
Questions? Contact us if you want to know more.
We are here today until 6 p.m.