Does liability insurance also apply to partner?

Liability insurance is actually indispensable. If you cause damage to another person, it can sometimes cost a lot. Of course, an accident can happen at any time and with liability insurance you are always well insured. But when you take out liability insurance, does it also apply to your partner?

Registered partner automatically co-insured when living together

Do you live with your partner? Then he or she is automatically co-insured when you take out liability insurance. When you take out liability insurance, you must provide your family composition. You can indicate whether you are single or have a family. Next, you indicate whether or not you have children. Are you single, without children? Then of course you are insured, but lodgers, live-in parents, parents-in-law or grandparents, a babysitter or cleaner and even pets are also insured on the policy. If you are single with children, your children are also automatically insured.

The same is actually true for a family. Are you a family without children? Then your live-in partner is co-insured on your liability insurance policy. Do you have children, but they do not live at home? Then it depends on the situation whether they are co-insured or not. Do you have a child who is a minor, but he or she does not live at home? Then your child is still automatically co-insured. Is your child of age, but living away from home because of their studies? Then they are still co-insured on the policy. Major children who no longer live at home are not covered by your liability insurance. They must take out their own liability insurance.