Am I insured for a winter sports accident?
Are you going on a winter vacation this year? A few days of carefree skiing on snow-covered slopes.
Yet accidents are in a small corner and unfortunately occur with some regularity. What about your insurance? We list it for you below.
Liability in the event of a skiing accident
Liability insurance for individuals is also sometimes called third-party insurance. Unlike third-party insurance for motor vehicles, liability insurance for individuals is not mandatory. However, it is advisable to take out this insurance. Liability claims can be high and the premium is usually relatively low.
Should you be involved in a skiing accident, you can claim on your liability insurance. If you yourself have suffered personal injury at the hands of another slope user, you can hold that skier liable if he or she did not follow the rules of conduct.
Take out liability insurance? Calculate the premium right away!
Skiing accident abroad
Virtually all ski accidents take place abroad because there are simply no snow-covered mountains in the Netherlands. This gives the ski accident an international character. Liability insurance usually provides coverage abroad as well. You can check in the policy conditions whether this is only in Europe or worldwide.
In addition, it is very important for the insurance company that you gather evidence, to hold another person liable for the personal injury you suffered. This can be done by taking pictures of the accident. It is also advisable to record the name and phone number of bystanders so that they can serve as witnesses, should the need arise.
To prevent accidents, rules have been established for all piste users.
10 rules on the slopes
The Fédération Internationale de Ski (FIS) has established 10 official rules that skiers and snowboarders must follow on the slopes.
- Be considerate of other skiers and snowboarders
- Control your speed
- Choose a safe route
- Catch up carefully
- Be careful when merging and crossing
- Don't just stand still on the slopes
- Always climb and run on the side of the piste
- Adhere to "road signs" and trail markings
- Always provide assistance in case of accidents
- Make sure you can always identify yourself
The advice remains to check your insurances well before departure, so you will not be faced with (unpleasant) surprises, if you are involved in an accident on the slopes.
If you have any questions, you can always contact us.
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