What types of coverage are there for moped insurance?

Do you own a moped? If so, you need to purchase a moped insurance policy for it. Choosing coverage for your moped insurance can be quite difficult. To find the right premium, it is important that you compare different providers. Both on price and content. Do not immediately go for the cheapest moped insurance, but rather look at what coverage you want to choose. When taking out a moped insurance policy, you can choose between the following coverages:

• Civil liability (WA)
• Third party liability + Theft and Fire
• Third-party liability + Theft, Fire and Collision

We explain the difference between these three coverages below.

WA coverage

Everyone who owns a motor vehicle must have at least third-party insurance. So this also applies to a moped. This is the basic coverage and cheapest moped insurance. With third-party coverage, damage you cause to others is covered. Both damage to the moped or other belongings and personal injury. Damage to your own moped is not insured.

Third party liability + Theft and Fire

You can also choose a third-party coverage with Theft and Fire. With this you are not only insured for damage you cause to another person with your moped, but also for theft or fire damage. A third-party liability + theft and fire coverage often costs a little more, but then you are much more extensively insured.

WA + Theft, Fire and Collision

The most comprehensive coverage for your moped insurance is the WA + Theft, Fire and Collision. In addition to the WA coverage and compensation for theft and/or fire damage, damage to your own moped (due to a collision, for example) is now also covered.