All-Risk coverage on mobility scooter insurance.

When insuring your mobility scooter, you can choose between different coverages. The all-risk insurance offers the most comprehensive coverage. This form of insurance is especially recommended for a new mobility scooter, but also for an older mobility scooter the all-risk coverage can often be off.

In case of damage to your mobility scooter, it just has to be well taken care of. With the all-risk mobility scooter insurance you have then made the right choice. In case of damage caused by an accident, for example, the insurer will reimburse the repair costs. Even if the damage is caused by the other party. In that case, the insurer recovers the damage from the party that caused the damage. But you don't have to wait for that. You can have the damage repaired right away. Is repair not possible because the mobility scooter is too badly damaged? Then you get the current value paid out. With the amount paid out, you can buy another mobility scooter.

Compare mobility scooter insurance? Calculate your premium!

Where should I insure my mobility scooter?

You cannot turn to any insurer for insurance. This is because most insurers do not offer mobility scooter insurance. You can look for an insurer yourself, but you can also search for the best suitable insurance via Alpina.nl We compare motor vehicle insurance and, of course, we include mobility scooter insurance. Through our online comparison tool, you can calculate within minutes what the insurance will cost you. Before you start using your mobility scooter, the vehicle must be insured. You will receive an insurance plate at home from the insurance company. This must be attached to the back of the mobility scooter.

Choosing a cheaper form of insurance

All-risk mobility scooter insurance is not always the best choice. For a mobility scooter worth only a few hundred euros, one of two cheaper forms of insurance may be a better choice. The cheapest is the third-party insurance. However, keep in mind that this insurance only covers damage caused to others. The other option is third-party liability + theft. In addition to liability damages, your insurer will also provide coverage if the mobility scooter is stolen or if the vehicle is damaged by theft or attempted theft.

When do you choose all-risk insurance?

Especially for a new mobility scooter, more limited coverage is not recommended. After all, you want to be reimbursed for an expensive mobility scooter if it is stolen. You also want a benefit in case of an accident that allows you to get the damage to the mobility scooter repaired again. Basically, you should preferably insure your mobility scooter on an all-risk basis, unless this makes the premium unreasonably high. When comparing on Alpina.nl you can easily see the difference in premium.

Compare mobility scooter insurance? Calculate your premium!

What form of insurance do you choose?

In addition to the mandatory WA mobility scooter insurance, you have a choice of two more comprehensive coverages:

• WA
• All-risk (WA casco)

Few insurers offer insurance for the mobility scooter. Third-party liability (TPL) insurance is mandatory. Especially for a new mobility scooter and for older vehicles with a high daily value, the WA insurance is too limited. For these motor vehicles, you can also choose WA-casco(all-risk). The WA-casco(or all-risk) offers the most extensive coverage and reimburses almost all damages.