Do I build up claim-free years with my mobility scooter insurance?
With a mobility scooter insurance you insure your mobility scooter against for example damage in case of collision or theft. When determining the premium, the number of claim-free years is not important. In contrast to other motorised vehicles, you do not build up years of accident-free insurance with a mobility scooter.
Claim-free years with mobility scooter insurance
How many years you have driven without damage is not important with a mobility scooter insurance. Insurers do not take this into account when calculating the premium. So you do not build up damage free years with a mobility scooter. So there is no question of a no-claim discount. Do you have a damage? With a car insurance you do build up claim-free years. In case of damage you will fall back on the no-claim discount ladder. This means that you will pay more premium.
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How is the premium of your mobility scooter insurance calculated?
The mobility scooter insurance is a relatively simple insurance. Factors such as the number of claim-free years, the weight of the mobility scooter and how often the vehicle is used, are not important when determining the premium. Insurers do look at whether it concerns a covered or an open scooter. Of course they also look at the type of insurance you choose. The extensive all-risk insurance is of course more expensive than the WA insurance. In addition, the age of the driver can also play a role.
How can you compare insurance policies for the mobility scooter?
Compared to most other motor vehicles, there are relatively few insurers offering insurance for the mobility scooter. At Alpina, we have already selected a number of insurers for you. You can find out in a few steps at Alpina.nl what this insurance will cost for you. Mobility scooter insurance is a relatively easy insurance to compare. Moreover, it is a relatively cheap insurance. Still, it is important to compare on price, but also on terms and conditions. This way, you choose a mobility scooter insurance that is appropriate for your situation.
Compare mobility scooter insurance
Compare the premium for a mobility scooter insurance on our website and take out the insurance directly. This can be done 24 hours a day and 7 days a week. That way you will find out which insurance fits you best. When comparing insurance for mobility scooters, there are various factors that determine the premium:
- The selected coverage
- The type of mobility scooter (open or covered)
- Your age may play a role
Calculate mobility scooter insurance
When calculating the premium for mobility scooter insurance, the first thing you will look at is the amount of the premium. Yet coverage is at least as important. Will you opt for a low premium or broad coverage? When you calculate the premium through alpina.nl , you will get quality for a low premium. We have already selected the best options for you.
Take out mobility scooter insurance
Despite the fact that a mobility scooter has no registration number, you are obliged to take out an insurance policy from the moment the mobility scooter is registered in your name. After taking out an insurance scooter, you receive an insurance plate from the insurer. You are obliged to mount the insurance plate on the back of your mobility scooter. You will receive a new insurance plate annually.
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