What should you look out for when buying mobility scooter insurance?

A mobility scooter is a godsend if you are more impaired. What many people do not realize is that a mobility scooter is a motor vehicle and you therefore need mobility scooter insurance. In any case, you are required to have at least third-party insurance for your mobility scooter. Thus, you are insured against damages for which you yourself can be held liable. When insuring your mobility scooter, price and quality are of course important, but there are still a number of things you should pay attention to when insuring your mobility scooter.

Getting mobility scooter insurance; what should I look out for?

When you go to buy mobility scooter insurance, there are a number of things you need to look out for. At a minimum, third-party insurance is mandatory. The moment a mobility scooter is registered in your name, you have an insurance obligation. If you do not, you risk a fine for driving around uninsured. It becomes a real problem when you cause an accident with your uninsured mobility scooter. In this case, you cannot recover the damage caused from your insurer. Although a mobility scooter can only reach a low speed, an accident is in a small corner. With third-party coverage, you are insured for damage you cause to others with your mobility scooter.

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Mobility scooter insurance coverage

When choosing mobility scooter insurance, it is important to know the difference between different coverages. Third-party insurance for your mobility scooter is required at a minimum. Damage to your own vehicle is not insured. With a WA-casco coverage you have a broader coverage. With a WA-casco( all-risk) coverage you are also insured for theft, collision (including own fault), damage, joyriding or vandalism. What coverage should you choose for your mobility scooter? This depends on your personal situation and your preference.

When to insure a mobility scooter?

Before purchasing mobility scooter insurance, there are some rules that must be met. If the mobility scooter goes faster than 10 kilometers per hour, you must be at least 16 years old. Does the vehicle go slower? Then there is no minimum age requirement. No driver's license is required to drive the vehicle.