Compare moped insurance
The first step in insuring your moped is to compare moped insurance policies. Insurance comparison is often thought to be a time-consuming task. Therefore, it is often put off or even forgotten. A shame! Did you know that you can save a lot of money on an annual basis by comparing? To make comparing moped insurance as easy as possible, we at Alpina have developed a handy online comparison tool. This allows you to compare different providers in just a few minutes. This ensures that you are properly insured, but at the same time do not pay too much for your insurance. Win-win!
Why compare?
The range of moped insurance is quite large. More and more providers are entering the market, but prices can vary considerably. Moreover, each insurer has different terms and conditions. Comparison helps you find the insurance that suits you and your moped best. For example, you can easily see the differences between the coverages. Sometimes people go straight for the cheapest insurance they can find, without looking carefully at the coverage. In that case, however, you may be disappointed in the event of a claim. The cheapest moped insurance often only covers liability damage. It does not cover damage to your own moped. So when comparing, look not only at the price, but also at the coverage and conditions. There can be big differences in coverage. Perhaps the cheapest insurance does not cover as much as you would like.
What factors go into comparing moped insurance?
Several factors come into play when comparing moped insurance, including:
- Your age
- Your hometown
- The coverage you choose
- The number of claim-free years you have accumulated
Your age
Young drivers generally cause more damage than older, more experienced drivers. Insurers therefore take this into account when calculating the premium. So if you are a young driver, you will initially pay a higher premium for your moped insurance. When comparing, enter the age of the youngest driver. This will then be included in the comparison.
Your hometown
In addition, your hometown is important when comparing moped insurance. This is because theft and vandalism are proportionally more common in a big city than in a rural area. If you live in the Randstad, for example, you are likely to find that your premium is higher with one insurer than another.
The coverage you choose
You have a choice of three different coverages: WA, WA+ theft and fire and WA+ theft, fire and collision. Which coverage is most suitable for you depends on your personal situation and the type of moped you have. You are always required by law to have at least a WA moped insurance, when you bought a moped. This only covers liability damages. Of course, you can also choose to insure damage to your own moped. The comprehensive WA + Theft and Fire coverage or the all-risk moped insurance (WA + Theft, Fire and Collision) are a good choice.
Claim-free years
Finally, your claim-free years also play a role. The more claim-free years you have accumulated, the more discount you will receive on your premium. In many cases it is also possible to use claim-free years from another vehicle for your moped insurance.
Instant moped insurance comparison through Alpina
Start comparing moped insurance on Alpina.nl right away! Do you run into things or still have questions? Then don't hesitate to contact us! You can call us Monday through Friday from 8 a.m. to 6 p.m., or you can send us a message via chat, WhatsApp or Messenger.
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