What does WA limited casco (WA + Theft and Fire) moped insurance cover?
As with car insurance, you can choose between third-party, third-party + theft and fire (limited casco) and third-party + theft, fire and collision (all-risk or full casco) for your moped insurance. WA limited casco is also known in moped insurance as WA + Theft and Fire. As the name suggests, this coverage insures you for liability, theft and fire damage. But when is it best to choose WA + Theft and Fire (WA limited casco) and when to choose only WA or WA + Theft, Fire and Collision (All-risk)? We will gladly explain it to you on this page.
Is WA limited casco (WA + Theft and Fire) moped insurance mandatory?
No, the only moped insurance required by law is third-party moped insurance. WA stands for Third Party Liability. This insurance therefore covers all liability claims. You can choose whether this is sufficient for your moped, or whether you prefer more extensive coverage. If you choose the WA limited casco, there are a number of conditions you must take into account. The insurer expects you to take a number of precautions to prevent theft of the moped. You must have the right locks and you must always lock the moped. If you leave the moped unattended and unlocked and it is stolen, there is a chance that the insurer will not pay out.
When a WA limited casco (WA + Theft and Fire) moped insurance?
WA limited casco (WA + Theft and Fire) moped insurance is often taken out for mopeds 4 to 8 years old. However, when choosing the right coverage, you may want to look at the daily value of your moped. If your older moped still has a reasonable daily value, it may be wise to still insure the vehicle WA limited hull.
Coverages
We mentioned them earlier, but you can also opt for third-party moped insurance or third-party + Theft, Fire and Collision (All-risk) moped insurance. You can read more about these coverages below:
Third party liability (WA)
In the Netherlands, WA insurance is required by law for every motor vehicle, including a moped. With a WA moped insurance you are insured for damage you cause to another person with your moped. If you crash your moped into a parked car, the insurer will compensate the other party for the damage. Damage to your own moped is not compensated with this coverage. For this you can take out an extended coverage.
WA + Theft, Fire and Collision (All-risk)
The most comprehensive moped insurance is the third-party liability + Theft, Fire and Collision. With this coverage, you are not only insured for all the aforementioned damages, but also for damage to your own moped due to your own fault. For All-risk moped insurance, you pay the highest premium. Therefore, this insurance is usually only taken out for mopeds that are new and still have significant value.
Close immediately a WA + Theft and Fire (WA limited casco) moped insurance through Alpina
At Alpina.nl you can compare WA + Theft and Fire (WA limited casco) moped insurance with other coverages. You can also easily compare different providers. You do this by entering some details about your moped in our online comparer. You will then get an overview of all moped insurance policies that match. Once you have found the right moped insurance, you can take out your insurance directly online. Do you have any questions? Please contact our insurance specialists!
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