What does WA limited casco (WA + Theft and Fire) moped insurance cover?
As with car insurance, you can choose between third-party, third-party + theft and fire (limited casco) and third-party + theft, fire and collision (all-risk or full casco) for your moped insurance. WA limited casco is also known in moped insurance as WA + Theft and Fire. As the name suggests, this coverage insures you for liability, theft and fire damage. But when is it best to choose WA + Theft and Fire (WA limited casco) and when to choose only WA or WA + Theft, Fire and Collision (All-risk)? We will gladly explain it to you on this page.
Is WA limited casco (WA + Theft and Fire) moped insurance mandatory?
No, the only moped insurance that is compulsory by law is the WA moped insurance. WA stands for third-party liability. This insurance covers all liability damages. You can choose whether this is sufficient for your moped or whether you would prefer a more extensive coverage. If you opt for WA limited casco, there are a number of conditions you should take into account. The insurer expects you to take a number of precautions to prevent theft of the moped. You have to have the right locks and you always have to lock the moped. If you leave the moped unattended and unlocked and it is stolen, there is a chance that the insurer will not pay out.
When a WA limited casco (WA + Theft and Fire) moped insurance?
WA limited casco (WA + Theft and Fire) moped insurance is often taken out for mopeds 4 to 8 years old. However, when choosing the right coverage, you may want to look at the daily value of your moped. If your older moped still has a reasonable daily value, it may be wise to insure the vehicle as WA limited hull.
Coverages
We mentioned them earlier, but you can also opt for third-party moped insurance or third-party + Theft, Fire and Collision (All-risk) moped insurance. You can read more about these coverages below:
WA (third-party liability)
In the Netherlands, third-party insurance is compulsory for every motor vehicle, including mopeds. With a WA moped insurance you are insured for damage that you cause to another with your moped. If you crash your moped into a parked car, the insurer will compensate the other party's damage. This coverage does not cover damage to your own moped. For this you can take out a more extensive cover.
WA + Theft, Fire and Collision (All Risk)
The most comprehensive moped insurance is WA + Theft, Fire and Collision. With this coverage you are not only insured for all mentioned damages, but also for damages to your own moped caused by your own fault. For an all-risk moped insurance you pay the highest premium. Therefore this insurance is usually only purchased for mopeds that are new and still have a considerable value.
Close immediately a WA + Theft and Fire (WA limited casco) moped insurance through Alpina
At Alpina.nl you can compare WA + Theft and Fire (WA limited hull) moped insurance with other coverages. You can also easily compare different providers. You do this by entering a few details about your moped in our online comparer. You will then get an overview of all moped insurance policies that match. Once you have found the right moped insurance, you can take out your insurance directly online. Do you have any questions? Please contact our insurance specialists!
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