Exactly what types of ART locks are there?

What are ART locks?

When a consumer takes out moped insurance, one of the conditions is that a proper, approved, lock be present with the moped. ART locks are approved, it is a requirement for insurers when taking out third-party theft or all-risk coverage.

Approved ART locks

An approved ART lock is required to insure a vehicle. There are several different ART locks. ART is a foundation established by a delegation of the ANWB and a delegation of the RAI association. ART locks are locks with a quality mark that are accepted by insurers when taking out insurance for a moped, motorcycle or moped.

ART locks come in different types: chain locks, shackle locks, disc brake locks or cable locks. The best lock to take is a personal choice. However, it is important for moped insurance that the ART lock meets the appropriate security class. The security class of ART-locks is indicated by stars. ART locks range from two to five stars.

Different types of ART locks

ART lock with 2 stars: this lock is commonly retained for bicycle insurance.
ART lock with 3 stars: this lock is mostly retained for mopeds.
ART lock with 4 stars: this lock is sometimes requested for mopeds and mostly for motorcycles.
ART lock with 5 stars: this lock is sometimes retained to lock a vehicle in a home situation.

Why an ART lock?

Insurers generally require an ART lock as a condition of insurance for a two-wheeler. These locks are manufactured and tested by various industry associations and are counted as theft-proof. A consumer with an ART lock has minimal quality in their home. The locks have been tested on various components and are generally found to be more difficult to break open. You can find what class of ART lock you need for the two-wheeler in your insurance policy conditions.

Exactly what ART locks are there?

There are several brands of ART locks. You are always free to decide which lock you purchase. Also the prices differ per lock, per class. As a rule, however, the more expensive a lock is, the more reliable it is. More expensive locks are often made with better material and are more durable to handle.

The video below explains how the ART foundation came into being and what requirements ART locks must meet before they pass inspection.