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Suppose to have a moped

Insuring your moped without a license

It is possible.

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
Settled in two minutes

14-day cooling-off period

Cancel within 14 days free of charge

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We pick out the fine print for you

"Comparing moped insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your moped insurance every year."

photo Laura van Maarschalkerweerd

Laura - expert insurance

Expert insurance for years

Background expert photo Laura van Maarschalkerweerd
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Types of cover

Third-party liability (mandatory)

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter

WA Theft and Fire

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter

WA Theft, Fire and Collision

  • Damage to others
  • Theft and fire damage
  • Damage to own scooter

All about moped insurance without a license

Suppose you can buy a moped for a reasonable price, but you don't have the license yet. Is this a problem? Can you insure a moped without a driver's license? Yes you certainly can, but not with all insurers.

You don't have to figure out for yourself where to get the best moped insurance. We've already done that for you.

Moped insurance is something you cannot get away from as a moped owner. In fact, civil liability insurance is mandatory.

Without a driver's license, you may have trouble getting moped insurance, but not to worry. There are options.

Can you even put a moped in your name without a driver's license?

This is simply possible. The driver's license is often asked for because the new owner of a motor vehicle must provide identification. But there are other options for that. You can also put the moped in your name with an ID card or passport.

How do you insure your moped without a license?

You can contact any insurer, but chances are that insurance will not work out this way. This is because not all insurers offer moped insurance. The insurers that do often require a driver's license as well. So an owner without a driver's license cannot insure the moped with all insurers. Don't make that your problem. There are plenty of
options to insure about.

Do not underestimate premium differences between insurers

Moped insurance is relatively inexpensive compared to insurance for other motor vehicles. However, the difference between insurers can still be large. So don't go for the first the best insurer, but compare moped insurance via Alpina.nl. We make sure you get the best insurance at the lowest premium. The premium differences are especially high if you do not choose the WA moped insurance, but for example the WA + full casco.

Do not ride a moped without a licence

Riding a moped without a license is definitely not a good idea. With a bit of bad luck you will be stopped and ticketed, but in the worst case you will cause an accident with the moped. Without a driver's license, moped insurance provides no coverage, so you may have to make a hefty withdrawal from your savings account to pay the costs. If the injured party is injured, you probably won't make it out of savings. The damages can run into the hundreds of thousands of dollars if the injured party becomes incapacitated due to the accident.

So you don't have to wait to buy a moped until you get your driver's license. We help you compare and as soon as you get your license, you can ride the moped yourself.

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