How do you secure your motorcycle against theft?
With the right motorcycle insurance, the motorcycle is insured against theft. Insurers may impose security requirements. Additionally, you can also make additional provisions. How do you make it as difficult as possible for thieves?
Theft of your motorcycle can happen to you, but it is very frustrating. You take care of your motorcycle and someone else steals your possession. Just to avoid that, you already want to insure your motorcycle as well as possible. The insurer does pay out depending on the type of insurance chosen, but preventing theft is better.
What are the insurer's security requirements?
The requirements may differ from one insurer to another, but broadly speaking they have the same security requirements. Motorcycle security can be divided into locks and built-in security systems. Regarding the locks, insurers often require so-called ART locks. This is a hallmark that shows the quality of the locks. The quality ranges from one star (minimum security) to five stars (locks for home storage). Built-in security involves the so-called SCM security. Here again there is a class classification. Which one is required depends in part on the value of the motorcycle. When taking out motorcycle insurance, insurers indicate which class they require.
What additional things can you do against theft?
At a minimum, you must meet the insurer's requirements, but small points of attention can help you further reduce the chances of your motorcycle being stolen. For stealing, they look for easy prey. You can reduce the chance of theft by making your motorcycle less interesting for theft. We list a few tips:
- Provide upgraded mandatory security;
- Park the motorcycle only in places where many people walk. Don't give them a chance to steal your motorcycle in peace;
- Will you not be using the motorcycle for an extended period of time? Provide indoor storage;
- Anchor the motor with the ground or a pole;
- Engrave the license plate number in the frame. This makes the bike less valuable to thieves;
- Make use of a brake disc lock.
Make sure you have good motorcycle insurance for when things do go wrong!
For theft coverage, you need a WA + limited casco or WA casco motorcycle insurance policy. The premium differences between various insurers are large. So compare before you choose. On Alpina.nl we compare multiple insurers. Use our comparison tool to avoid paying too much.
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