What coverage can I choose?

WA + limited casco

You can also choose WA + limited casco coverage. In addition to liability claims, you are then also insured for damage caused by, for example:

• Fire
• Explosion
• Window Break
• Storm and hail damage
• Lightning damage
• Collision with stray animals
• Theft

Limited liability coverage is often chosen for older motorcycles that still have a high daily value, but for which all-risk coverage is no longer applicable. Even motorcycles with a value of only a few thousand euros can still be well insured with this coverage. Therefore, this is a frequently chosen coverage for motorcycle insurance.

All-risk

Finally, there is all-risk coverage. This is the most comprehensive coverage you can get with your motorcycle insurance. With this you are insured for all previously mentioned causes of damage, but also for damage to your own motorcycle after a collision. Even if the collision was your own fault. This coverage is mainly chosen for very new motorcycles with a high daily value.

Winter break coverage

Are you a real fair-weather rider? Then winter stop coverage for your motorcycle insurance may be interesting. This is not a main coverage, such as WA, limited hull or all-risk, but an additional coverage. Winter break coverage means that your motorcycle is stored during the winter months, approximately from December 15 to March 1. You then receive a 10% discount on the main coverage all year round. Damage that occurs in the garage is insured as usual, for example if a fire breaks out or your motorcycle is stolen from the garage (provided you have limited hull or all-risk coverage).

Best coverage depending on daily value engine

When finding the right coverage for your motorcycle insurance, the new-for-old value and daily value of your motorcycle are important. You don't have to look up the value yourself. Based on the license plate number, it will be filled in automatically.

For a somewhat older motorcycle with a low daily value, you do not need to take out the most extensive and expensive coverage. However, that does not mean that you should only purchase third-party insurance if your motorcycle is already a few years old. Motorcycles often retain a hefty daily value, even if they are a bit older. Therefore, it may still pay off to take out more comprehensive insurance.