Does my motorcycle insurance provide coverage abroad?

Different types of motorcycle insurance for abroad

Most insurers will distinguish between three different policies. Civil liability insurance (WA), WA limited collision insurance and All-risk insurance.

Third-party insurance

With third-party insurance, only the damage you cause to another person is covered. Do you crash your motorcycle into someone else's car? Then the damage to this car will be compensated. The damage to your own motorcycle, with third-party insurance, you must pay yourself.

WA limited hull insurance

With third-party limited hull insurance, both inflicted damage and damage to your motorcycle are covered. Your coverage here does depend on the cause. You are only covered for a number of specific causes of damage. You get a payment for damage (among others) caused by: explosion, storm damage, natural disasters, theft and collision with a stray animal.

Does the cause of damage fall outside these cases? Then you will not be compensated for your damage. If you collide with another person, you will also not be compensated for your damages with this form of insurance.

All-risk insurance

All-risk insurance is the most comprehensive insurance you can buy for your motorcycle. This is the only insurance that also covers damage caused by yourself. If you hit someone else with your motorcycle, your damages will also be compensated.

When opting for All-risk insurance, it is important to make a good consideration. After all, the premium is a lot higher. With new/expensive motorcycles, for example, it is nice to have this form of insurance.

Tips: difference between vacation and living abroad for motorcycle insurance

Are you resident in another EU country? Then you need to register your motorcycle in the relevant country. Once you have registered your motorcycle, you must prove that it is insured. This insurance must be at least third-party insurance: this is required by law within the EU. Always check whether your current insurance is valid in the relevant country, or whether you need to take out new insurance.

Are you going on vacation alone? Then it is already known that you live in the Netherlands and that your motorcycle is registered there. All you have to do is take out at least third-party insurance.

Take out motorcycle insurance? Welcome at Alpina

Get your motorcycle insurance at Alpina now. At Alpina you always have the best possible coverage at the most competitive price. All you have to do: fill in your details through our website and we'll give you an instant premium quote.

Do you have questions about taking out your motorcycle insurance? Then be sure to contact our customer service team. We will be happy to answer all your questions.