Which motor insurance should I choose?
Choosing the right motorcycle insurance is not always as easy as it seems. More and more providers are entering the market, so the selection can be overwhelming. There are also often different coverages and additional options available. So how do you know which motorcycle insurance policy to choose? At Alpina.nl , we tell you what to look for when choosing motorcycle insurance.
Which cover should I choose for my motorbike insurance?
Which motorbike insurance policy you can choose depends, among other things, on the desired coverage. With a motorbike insurance you can choose from three different types of coverage: Third Party Liability, Limited Comprehensive and All Risks. Taking out a third party cover for a motor vehicle is a legal obligation in the Netherlands. With this coverage you are insured for damage you cause to others with your motorbike. Attention, damage to your own motorbike is not insured with this coverage. For this you need to take out a more extensive coverage. Think for example of the WA + limited casco motor insurance. This includes insurance for theft and fire damage to your motorbike. If you prefer to be insured as extensively as possible, you can also choose All Risks motor insurance. With this, damage to your own motorbike, for example by your own fault, is also insured.
What additional coverages are there for motorbike insurance?
In addition to the standard coverage, you can always choose additional options. In this way you compose your motorbike insurance completely according to your wishes. Of course, this will affect the amount of the premium. The more additional coverage you purchase, the higher the premium. There are various options available, such as recourse legal assistance, motor vehicle legal assistance, passenger accident insurance and passenger loss insurance.
With some insurers you can also opt for winter stop coverage. This means that damage caused while driving the motorbike is not covered during the winter. Usually this applies from 15 December to 1 March. Damage caused by fire or theft in the garage is covered. The winter stop coverage is especially useful for motorcyclists who mainly ride their motorbikes during the summer months.
Compare motorbike insurance
Once you have chosen a cover and additional options, you will be given an overview of all the providers that match your personal requirements. But which provider has the best motorbike insurance? Find out by comparing price and content. When comparing motorbike insurance, there are several factors that determine the premium, such as:
- Your age
- Your postal code
- The selected coverage
- Your accumulated claim-free years
By comparing well, you will not only find the cheapest, but also the best motor insurance. In case of damage, you want to be able to fall back on your motorbike insurance.
Take out your motorcycle insurance directly at Alpina.nl!
After comparing, do you know which motorcycle insurance policy best suits you and your motorcycle? Then you can buy it directly online at Alpina.nl ! This way you can quickly get your motorcycle insured. Do you still have questions? Please contact us! You can reach us by phone at 088 - 6883700 or send us a message via chat, WhatsApp or Messenger.
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