What does winter break coverage in motorcycle insurance include?
Many motorcyclists do not ride during the winter. Because of the bad weather conditions, most motorcyclists stay indoors anyway. They are also more likely to have accidents.
Saving premium through winter break coverage
If you don't drive in the winter, you also can't cause accidents. For insurers, this means lower risk. Don't ride in the winter? Then you may be eligible for a monthly (year-round) 10% winter break discount for your motorcycle insurance.
Motorcycle in storage is covered
During the winter break period, your motorcycle should be in storage. These risks are insured as usual. Is your motorcycle stolen? Or you have other damage while your motorcycle is in storage? And this damage would normally be insured? Then this damage is also insured during the winter break.
The winter break coverage runs from December 15 to March 1. Do you opt for the winter break? Then keep the following conditions in mind.
- 10% Discount on main coverage(Wa, Wa-plus, All-risk)
- Driving risk is not insured during winter break
- Theft and storage/storage risk is insured though.
License plate also suspend during winter break?
You do not have to temporarily suspend your motorcycle from the RDW during the winter break. Do you go on public roads and cause damage? Then you are not insured, also damage you cause to others is not insured.
Sometimes it is better not to take winter break coverage
The seasons are changing these days. As a result, it can still be wonderful to ride your motorcycle in December. For those who want to be flexible, we recommend not choosing winter break coverage. That way you can decide when you want to hit the road on your motorcycle.
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