Additional coverages with RV insurance

When taking out motor home insurance you can also opt for certain additional covers. It is about insuring legal assistance when recovering your damage from the other party. It is also possible to insure the passengers for damage caused by an accident. Don't forget the inventory of the motorhome.

The motor home insurance provides cover for damage caused to others and possibly to the motor home itself. You may have the need or see the necessity to insure more than just the motor home and its liability to others. In addition you can choose one of the following extra covers.

Legal aid recovery

For damage caused by others, you can hold the person responsible liable. If your camper has comprehensive insurance, the insurer will do that for you. With the WA and WA limited casco you do it yourself. Legal assistance also entitles you to legal assistance. This can be useful in case of legal issues with the other party.

Indemnity insurance

An accident can also cause damage to your passengers. It can be material damage or personal injury. The amount of the material damage is often manageable. This is certainly not the case for personal injury. The passengers' health insurance company will take care of the medical costs, but the financial damage can be much greater. In case of permanent disability, the damage can run into hundreds of thousands of euros. The passenger insurance pays out a maximum of €400,000 in the event of an accident. The driver of the motorhome also receives a payment in case of damage. Of course, you cannot claim the damage to the motor home on this additional insurance.

Insure the inventory of the motorhome

The motor home insurance policy does not cover damage to the inventory. This is because it is not part of the motor home and therefore excluded from motor home insurance. However, a fully equipped motorhome represents a high value of inventory. You can insure the inventory up to a maximum of €10,000. Regardless of the cover chosen for the motorhome, compensation is given for the stolen inventory in the event of a burglary. That is, if you have additional insurance.