What does limited hull motorhome insurance cover?

When do you choose the WA limited casco?

You choose this form of insurance if the RV still has a high value, but is already several years old. You can make an informed choice by comparing. You can do this already on the basis of the license plate number. You obviously want the most comprehensive insurance, but at a reasonable premium. As soon as the camper has a low daily value, you can switch to third-party insurance.

Doesn't claiming cost you claim-free years?

When insuring an RV, you are entitled to a nice discount if you have claim-free years. If you don't claim any damages, you get another claim-free year every year. Until you cause a claim. By making a claim on the third-party part of this insurance, you lose claim-free years. This does not apply to a claim on the limited insurance part. For example, if the vehicle is broken or stolen, you keep your claim-free years.

How do you compare RV insurance policies?

Actually, it's very simple. With our comparison tool you can already make a comparison with the motorhome registration number. There are of course several questions to be answered, but they are questions to which you know the answer by heart. You can think of it as a fill-in-the-blanks exercise. After you fill out everything, we will select the insurance that best matches the motorhome. Arranged by price, you will see them in an overview. Based on the premium, you can choose the most suitable form of insurance.

The limited liability insurance offers useful extra coverage compared to the third-party insurance, but it also has disadvantages. In case of an accident caused by you, there is no payment for the damage to your motorhome. This is a major disadvantage. Opting for the all-risk insurance is definitely worth considering.