Is motorhome insurance mandatory?

WA coverage mandatory in the Netherlands?

If you have third-party motorhome insurance, insurers will pay for the damage you cause to others with the motorhome. Both vision damage and personal injury are compensated. The victim of the accident can make a claim directly to the insurer the liable party is insured with. With third-party insurance, any damage to your own camper will not be compensated. For this, you must take out more comprehensive coverage. If you have damage to your motorhome caused by another person, you can recover the damage amount from the liable party.

Third-party insurance is the cheapest insurance, but also the most limited. For an older RV with limited value, third-party insurance is often the best choice. For new RVs or RVs with a high value, it is better to choose more comprehensive coverage.

Need coverings?

In addition to the compulsory WA motorhome insurance, you can also choose WA + Limited Comprehensive or All-risk motorhome insurance. The WA + Limited Comprehensive coverage also covers common damages such as damage to your camper caused by lightning, hail, storm, fire, explosion, broken windows, theft and collision with stray animals. The most comprehensive coverage for your motorhome insurance is the all-risk coverage. With this you are also insured for damage to your own camper as a result of an accident. Even if this damage is your own fault.

Get instant motorhome insurance through Alpina

Are you looking for a good motorhome insurance policy? At Alpina.nl you can easily compare and take out motorhome insurance. All you need is the registration number of your camper, the number of years without claims, your date of birth and your zip code. Within a few seconds you will get an overview of the cheapest motorhome insurance policies. Have you found a suitable camper insurance? Then you can purchase it directly online.