Does RV insurance include roadside assistance coverage abroad?
Most motorhome insurance policies offer roadside assistance coverage abroad. It varies by insurer how extensive this coverage is. One insurer only covers the necessary costs to take the campervan to a repair shop, while another insurer also covers replacement transportation. Usually, transportation of the camper to the Netherlands is reimbursed if the camper cannot be repaired within a number of working days and if the costs for transportation do not exceed the current market value of the camper. It also varies per insurer whether roadside assistance is included in the basic coverage of the motor home insurance, or whether you have to take out additional coverage. This can be found in the policy conditions of your insurance.
In which countries does roadside assistance come with RV insurance?
With most insurers, you have coverage for roadside assistance in the countries listed on your green card. These are the same European countries where you have coverage with your motorhome insurance. These include popular vacation countries such as France, Spain, Portugal, Germany and Italy, as well as Slovenia, Romania and the Czech Republic. Are you planning to travel with your RV? Then check carefully in advance in which countries you have breakdown assistance coverage and how things work in that country. For example, in France, for safety reasons, you are not allowed to tinker along the freeway. If you have a breakdown with your motorhome, you must call the highway police via a talking post or via 112. A salvage company will then take your motorhome to a nearby garage.
What to do in case of RV breakdown abroad?
Before departure, it is important to check if you are insured in the country of your destination. This way you will be well prepared for your trip and you will know for sure what kind of help you will get if you break down while traveling. In addition, make a note of important phone numbers. Each insurer has a phone number where you can report the damage. This can be found in your insurance policy conditions. Report the damage directly to your insurer. They can tell you what will happen next and what you need to do. Before you call, make sure you know approximately where you are. For example, using a milepost, road number or street name in your neighborhood.
Take out motorhome insurance with roadside assistance abroad directly through Alpina
RV insurance is mandatory insurance. At a minimum, you must purchase third-party coverage for your RV. A WA motor home insurance is the cheapest, but also the most limited coverage. You are only insured for damage you cause to another person with your camper. If you prefer more extensive insurance, you can also take out a WA + Limited Casco or All-Risk camper insurance.
At Alpina.nl , you can compare motorhome insurance policies to find the best motorhome insurance. Do you still have questions about getting motorhome insurance or would you rather consult with one of our insurance specialists? Then be sure to contact us!
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