How to find a motorhome insurance that suits you?
A good motorhome insurance is indispensable for the motorhome that you want to enjoy travelling with. Which motorhome insurance should you choose and which type of insurance is the best choice?
A motorhome is a valuable asset. It allows you to explore the Netherlands and the rest of Europe in a relaxed manner. With motorhome insurance tailored to the motorhome and to you, you will travel with a better feeling. But where can you find the right insurance? At Alpina.nl you are on the right website. We can provide tailor-made insurance at a fair premium.
What do you look for when choosing a motorhome insurance?
You can call any insurer and ask for a camper insurance. It is better to compare. Pay attention not only to the premium, but also to the conditions. Most insurers offer the same types of insurance, but that does not mean that there are no differences in coverage.
Which cover do you choose?
For the motor home insurance you have the choice between the following three forms of insurance:
- WA - The insurer will not pay for damage to your own motor home. The insurer will only pay for damage caused to others by the campervan;
- Supplemented with limited hull - In addition to damage caused to others, the insurer also pays out for certain causes of damage. For example, a payment is made for theft and broken windows;
- Supplementary hull - In addition, the insurer will also pay out, for example, your own loss after an accident.
Which motor home insurance do you choose?
Preferably you choose the motorhome insurance with the broadest coverage, but financially this has to be possible as well. The WA-casco is the broadest coverage, but of course also at the highest premium. Choosing the broadest coverage should be possible. Even older motor homes often have a high daily value. Therefore it is often possible to choose for WA-casualty insurance for a motor home of 15 years or older.
Choose the broadest coverage for the lowest premium
It may happen that the WA-casco is only slightly more expensive than the WA limited casco. For a slightly higher premium, you can therefore get a much better coverage. So be critical and do not choose your motor home insurance randomly, but carefully. By comparing premiums and conditions, you can choose the best motor insurance for a fair premium. By comparing you can also see what the premium differences are between the three forms of insurance. This way you can easily make a choice for one of the types of insurance.
Please also see our frequently asked questions on motorhome insurance.
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