What do you need to consider when insuring a motorhome?

What do you pay for third-party car insurance?

First, get the best possible motorhome insurance. Even if you have never caused an accident, it can still happen to you. Only if this insurance is really too expensive, consider a more limited cover.

Does the motor home insurance cover hail damage?

Hail damage is often also insured in the WA limited casco. Take this into consideration. For example near Lake Garda, there is a big chance of hail damage. So choose the WA limited hull insurance rather than the WA insurance. The damage can run into thousands of euros.

Think about co-insuring the accessories

For example, an electric sunshade that is not fitted to the motor home as standard must be insured as an accessory. Please consider this.

Do you have claim-free years available?

Especially the premium for the third-party car insurance can be high. You can reduce the premium considerably with years of non-life insurance. Do you have two cars of which the cheapest one is only insured for third-party liability? Consider taking the accrued claim-free years out of this insurance. By using these accrued years without claims for the motor home, you can save a lot of money.

What is the camper worth?

In case of damage, the value of the motor home may be subject to discussion. This discussion can be prevented by means of an appraisal. Have an expert draw up an appraisal report that shows the value. In this way, you know what the camper is worth and what is assumed in case of damage.