All risk vintage car insurance
A treasured vintage car that you have invested a lot of time and money in naturally wants to be insured as well as possible. The all-risk vintage car insurance is the most comprehensive insurance. Even in the event of an accident caused by you, the insurer will pay out the other party's damages and yours. Compare several insurers for the best and cheapest old-timer insurance.
What can you expect from all risk vintage car insurance?
Insuring your vintage car is mandatory. You can go for the cheapest insurance. With the WA oldtimer insurance you meet your obligation, but in case of damage it turns out that it is only a limited insurance. The damage to your own oldtimer is namely your own responsibility. The all risk insurance pays damages if, for example, your car is damaged in an accident, vandalism or broken windows. But there is also a payment in case of theft and damage by an unknown perpetrator. This insurance is also known as WA-cascoof All Risk.
WA (mandatory)
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
WA limited casco
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
All-Risk (WA+Casco).
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
How do I determine the value of my vintage car?
For car insurance, insurers assume the catalog value of the car. This is the value of the vehicle at the time it leaves the factory. This value is of no use to you for vintage car insurance. Instead, what matters is the current value of the car. This is determined by an appraiser. This is because expertise is needed to estimate the value. The advantage is that in case of damage there is no discussion about the value that is assumed. It remains a snapshot. Therefore, after some years the insurance company will ask for a new appraisal.
Saving by insuring the vintage car more narrowly
Saving money is good, of course, but do it the right way. You don't save money by settling for third-party or limited liability insurance. That is saving by compromising on the quality of the insurance. A better way is to compare the various insurers and choose the classic car insurance at the most competitive premium. Saving on the quality you will regret in case of damage.
Example
Your vintage car has a value of €25,000. You can choose for the all risk oldtimer insurance with a premium of €44 per month. Per month you can save more than €30 by not insuring your oldtimer all risk but WA. The annual savings amount to €360. Suppose, by a steering error you cause a collision. The damage to your car amounts to €7,500. This damage will not be paid with the third-party insurance, but with the all risk old-timer insurance. In this example, which insurance you choose is not a difficult decision.
Made possible by klantenvertellen.nl
Based on 3699 reviews
Never underinsured
Put together your own package
A wide range
We compare all insurers for you, saves time again
Help from our experts
Can't figure it out? Our experts are always ready to help you
We can be reached via chat, WhatsApp, phone or email
Questions? Contact us if you want to know more.
We are here Monday to Friday from 08:00 to 18:00.