What is covered under limited hull coverage in vintage car insurance
Do you find the All Risk too expensive and the coverage in the WA oldtimer insurance too limited? Then choose the middle way, namely the WA limited casco. In this form of insurance you will still receive a payment to repair the damage to your own classic car in case of damage due to certain causes.
Why choose the WA limited casco?
The WA oldtimer insurance has the very big disadvantage that you can never claim damage to your oldtimer on your own insurance. The WA limited casco can be seen as the WA insurance with some added coverage. Damage due to collision and vandalism is not insured in this type of insurance, but for example, damages due to the following causes are insured:
- Window Break
- Theft or attempted theft
- Hail and storm damage
- Collision with stray animals
- Lightning damage
- Fire and explosion
WA (mandatory)
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
WA limited casco
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
All-Risk (WA+Casco).
- Damage to others
- Theft, joyriding and missing.
- Window damage
- Damage caused by fire or natural disasters
- Own damage from a collision
When is the WA limited casco the best choice?
The best coverage offers the all risk vintage car insurance. But the downside is that the premium is also much higher than for the WA limited casco. It is a matter of calculating, comparing and weighing how much you want to pay for insurance. Basically it comes down to choosing the WA limited casco if you find the all risk classic car insurance too expensive.
What do you pay for WA limited casco vintage car insurance?
You can call any insurer for insurance. Chances are you will call an insurer that wants to squeeze a hefty premium into your stomach. That's why we advise you to find the best and cheapest vintage car insurance by using our comparison tool. This is because the differences in premiums are huge. Especially for oldtimers with a high value, the difference in premium for third-party limited insurance can run into hundreds of euros.
When comparing , you can also find out what the all risk insurance costs. If the difference is only small, you can still opt for the more comprehensive vintage car insurance.
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