When is a car a vintage car?

A car can be on a vintage car insurance policy when the vehicle AND its use meet a number of rules.
Find out what you are allowed to use your vintage car for according to vintage car insurance.

Year built

One of the most important criteria is the year of construction of the car. Alpina has options from 10 years and older. Not every make and type can be covered directly on a classic car insurance policy. Many insurers require that the make and type must be in the " Invaluable Classic".

Use

With oldtimer insurance, the oldtimer may only be driven as a hobby. It is often difficult to determine what is and what is not hobby use. Below we indicate what in any case is NOT hobby use:

• Commuting
• Daily use, such as shopping and taking children to school

Maximum kilometres per year

In the case of old-timer insurance, the company also requires that the old-timer be driven on a limited basis. Often this is a maximum of 5000 or 7500 kilometres a year.

1st car mandatory

In addition to the above conditions, the insurance company also requires for old-timer insurance that a 1st car must be present for daily use. This 1st car has to be the car of the regular driver of the old-timer.

When the person who is going to drive the old-timer does NOT have a car for daily use, you do not meet the conditions for old-timer insurance.

This 1st car can be a company car or lease car.