Wide price differences vintage car insurance

Insurance premiums for vintage cars vary enormously. This is evident from a study by comparison site Alpina.nl Despite the relatively low premium for old-timer insurance, savings of up to €120 per year on the insurance premium are possible, says Marc Diks, director of marketing communications and online.

Direct-writers often low premium for third-party coverage

Alpina's vintage car survey shows that Meeus Insurance, with a premium of €60.24, offers the lowest premium for basic third-party liability (TPL) coverage. Places two to four are occupied by so-called direct-writers. These parties work without the intervention of an intermediary. The most expensive old-timer insurance is that of Bovemij Verzekeringen, with a premium of €181.
Looking at the premium for hull coverage, GIO adviesgroep is the cheapest with a rate of 1.36%.

Principles of oldtimer research

In the investigation, Alpina assumed a 1985 vintage car with a driver over 25 years old, a maximum use of 5,000 kilometers per year and an appraised value of €5,000.

TVM best vintage car insurance 2014

Alpina not only looked at premium factors in the vintage car survey, but also assessed the vintage car insurance policies on more than 25 components. Examples include the amount of the deductible and the ability to keep the classic car in case of total loss.
In conclusion, the best overall oldtimer insurance, in 2014, goes to TVM insurances. TVM insurances is also the best choice for hull coverage.

Polisdirect best choice WA vintage car insurance 2014

Finally, Polisdirect, part of Bovemij, emerges as the best choice for vintage car insurance with third-party coverage in 2014.

From left to right Rob Polman (Polisdirect/Bovemij), Robert van SpanjeAlpina.nl) and Henk Pieters (Polisdirect/Bovemij)

The full vintage car insurance survey can be found here: /oldtimerinsurance/research-2014/

When does a car qualify for vintage car insurance

Vintage car insurance is not necessarily insurance for old cars. It is an insurance for vehicles above a certain age that are used as a hobby. Also, vintage car insurance allows a limited number of miles per year to be driven with the vehicle.
Because of the limited use and the fact that, for example, no commuting is allowed, the premium is lower than on a normal car insurance.

Vintage car owners severely duped

The charges for vintage car owners have gone up quite a bit recently due to the new tax regime that took effect in 2014. So it is even more rewarding to compare premiums to reduce the charges for vintage car insurance.

Alpina.nl

Alpina.nl is an independent comparison site with more than 44 years of experience in the insurance industry. With its 21 employees, Alpina.nl is always looking for the best price/quality products for consumers and offers, in addition to a fast digital service, 24/7 telephone accessibility. The Thuiswinkel audience award in 2012 went to Alpina.nl in the categories Financial Service Provider and Comparison Site.