What vehicles can you get vintage car insurance for?
With the term vintage car insurance, most people will immediately think of a car, but you can also get vintage car insurance for many other motor vehicles. Which motor vehicles can you insure cheaper because of this?
A vintage car is an old motor vehicle of a type that is often no longer manufactured. The tax authorities and insurers have different requirements for a vintage car. You do not have to find out for yourself what the insurers' requirements are. At Alpina.nl , for example, you can get oldtimer insurance for a car, motorcycle and truck. What are the benefits of oldtimer insurance?
Cheaper insurance with vintage car insurance?
The biggest advantage is the much lower premium compared to regular insurance. Rightly so, because insurers run much less risk in insuring these vehicles. Owners of vintage cars are on average much more economical with the vehicle. They are often very proud of it. They also drive the vehicle less. This is of course important for vintage car insurance. After all, driving less on public roads means a much smaller chance of damage.
What motor vehicles can you get vintage car insurance for?
There are different requirements for vehicles to be covered on this insurance. There are options for the following motor vehicles:
What if a motor vehicle does not meet the requirements?
At Alpina.nl you can compare not only vintage car insurance, but also vehicles that do not meet the requirements of a vintage car. You can use our comparison tool and we will determine which insurance best suits it. If the requirements for a vintage car are not met, you will be shown an insurer where you can insure your vehicle at the lowest premium. Of course, we don't just compare on the premium. You can also compare policy conditions.
Vintage car insurance is for recreational use only
Do you use the vintage car daily or drive it many miles during the year? In that case, insuring it on a vintage car insurance policy is probably not possible. For example, for car insurance, insurers often require that you also have another car that you drive daily.
Appraisal may be necessary
With most motor insurance policies, in the event of a claim, the daily value of the vehicle is assumed. With a vintage car this is a little more difficult. Estimating the value must be done by a specialist and not only in case of damage. For the WA + limited casco and the WA + casco, insurers therefore often ask for an appraisal report.
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