Damage-occupant insurance for a Quad

Passenger indemnity insurance is a sound supplementary insurance policy to supplement quad insurance. In the event of damage to the riders due to an accident, the insurer pays the claim amount. The insurance provides coverage against both personal injury and property damage. It is a good alternative to passenger accident insurance.

In the event of an accident, the risk of injury is high. After all, you are not well protected on a quad bike. Passenger insurance is a recommended additional insurance. You do this for your passenger, but certainly also for yourself.

What is the power of claims-payer insurance?

In an accident, you can hold the person who caused the accident responsible for financial damages. But what if, as a driver, you yourself are liable? You cannot hold yourself liable for damages. With passenger accident insurance, the driver of the quad can also make a claim. In the case of permanent disability, the amounts involved are often substantial. The other passenger can also make the claim on the supplementary insurance. Under certain conditions, these damages can also be recovered from the insurance of the motor vehicles involved, but often these are long-term lawsuits you don't want to wait for. Passenger insurance offers a solution.

What does claims-person insurance pay out?

The benefit is tailored to the actual damage suffered. In case of permanent disability, you will not receive a lump sum payment, as is the case with accidental occupant insurance. In case of permanent disability, you may face loss of income. The insurer pays the financial loss regardless of who is liable.

The damage-occupant insurance or the accident-occupant insurance?

The coverage in no-fault passenger insurance is much broader and the premium is also higher. Still, the damage-occupant insurance is the recommended additional insurance. The coverage is so much better that the difference of a few euros per month is more than compensated by the coverage.