Vespa insurance
The Vespa is perhaps the most popular and well-known scooter. Since the Vespa first appeared on the market in 1968, the scooter has become an integral part of today's streetscape. The scooters have an Italian design and have a classic look with modern finishes of today. Do you own a Vespa or are you planning to purchase one? Then, of course, you want to insure it in the best way possible. So, what is the best scooter insurance for a Vespa?
Factors involved in insuring your Vespa
When insuring your Vespa, the following things play an important role:
- age of the scooter
- (daily) value of the scooter
- your financial position
A Vespa is generally a scooter with a higher (daily) value than the average scooter. Therefore, for new Vespas, the most comprehensive coverage is chosen by default. Even when buying a used Vespa that is only a few years old, you really should not settle for more limited coverage. An accident is in a small corner and you do not want to run the risk of having to pay for it yourself.
Vespa scooter insurance covers
Once the Vespa is in your name, you are required to insure it. Every scooter owner must take out at least third-party scooter insurance. The abbreviation WA stands for third-party liability. The insurance only pays out in case of damage to (possessions of) others. Damage to your Vespa cannot be claimed with this insurance. In case of an accident caused by you, your insurance company will pay the damages to the other party. You have to pay for the damage to your own scooter. If the damage is caused by the other party, you can recover it from the insurer of the other party.
In addition to the mandatory third-party scooter insurance, you have a choice of two more comprehensive coverages:
The name of the insurance shows what coverage it offers. Therefore, choose the insurance that suits you best. The most comprehensive scooter insurance can also be compared to all-risk insurance, as known from car insurance.
Alpina
At Alpina, you can purchase insurance for your Vespa online 24 hours a day, 7 days a week. Taking out scooter insurance online at alpina.nl is therefore easy and fast.
By comparing online, you will know what you will spend in premium with the different insurers. Over the years, the premium can decrease even further, because you build up claim-free years. These entitle you to extra discount on the scooter insurance. After the scooter insurance has run for one year, you can compare again and possibly save again.
Do you have questions about insuring your Vespa? If so, please contact us. We would love to help you! You can reach us Monday through Friday between 08:00 and 18:00.
Also take a look at our frequently asked questions. Here you will find the most frequently asked questions per product.
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