Is the load on my trailer insured?

How can I insure the load on my trailer?

With trailer insurance, damage to your trailer's cargo is not covered by default. In addition, not every insurance policy covers damage to the cargo with trailer insurance. In some cases, the cargo can still be insured. For example, consider transporting a boat. If damage occurs to your boat in the boat trailer en route, for example because you accidentally hit a pole, it may be covered with your boat insurance. This does depend on the coverage you have taken out. With third-party boat insurance, this type of damage is not covered. If you have limited hull or all-risk boat insurance, the insurer may reimburse you for the damage.

Trailer with business cargo: what is insured?

Do you use a trailer behind your business van? Then it is possible to insure the trailer load. For this you can take out the additional coverage own transport insurance. There are often a number of conditions attached to this. For example, it must be an enclosed trailer. Also, the trailer often has to be in a locked room between certain times, for example between 8:00 pm and 8:00 am. These conditions may vary from one insurer to another. So always check this carefully in the policy conditions of your insurance, so you can be sure that your cargo is properly insured.

Take out trailer insurance directly on Alpina.nl

Damage you cause to another person with your trailer is covered under your third-party vehicle insurance. However, damage to your own trailer is not co-insured. For this you can take out trailer insurance. At Alpina.nl , you can insure your trailer in just 5 minutes.

Do you still have questions? Then be sure to contact us! We are available Monday through Friday from 8 a.m. to 6 p.m. by phone at 030 - 688 37 00. You can also send us a message at any time via chat, WhatsApp or Messenger.