As an employer, do I need to purchase WIA insurance?
As an employer, are you already familiar with WIA insurance? If an employee becomes disabled, as an employer you are obliged to continue paying your employee's wages for two years. If your employee is still disabled after these two years, he will enter the Work and Income according to Labour Capacity Act (WIA). He will then receive WIA benefits. As an employer, you can take out WIA insurance for your employees. WIA insurance is a supplement to the WIA benefit that your employee receives in the event of long-term disability. Your employee thus has an additional financial safety net in that case.
As an employer, am I required to purchase WIA insurance?
No, you are not obliged to take out WIA insurance. A WIA insurance is a voluntary insurance that you can take out to offer your employees more financial security in the event that they become disabled for a long period of time. You can offer WIA insurance collectively to your employees. They can then choose whether or not to participate in the insurance. However, always check your collective bargaining agreement. Although there is no legal obligation to take out WIA insurance, some collective bargaining agreements stipulate that this insurance must be taken out.
Why purchase WIA insurance as an employer?
WIA insurance is a voluntary, not a mandatory, insurance. As an employer, you therefore choose whether or not to take out WIA insurance for your staff. However, WIA insurance is a useful insurance. After all, it is a supplement to the statutory WIA benefit. By taking out WIA insurance, you therefore give your employees more financial security.
For both employer and employee, WIA insurance has several benefits:
- The employee's income is supplemented
- The insurer provides assistance in reintegrating the employee
- WIA insurance contributes to the financial well-being of your employees
- WIA insurance is a good fringe benefit for your employees and is known as a sign of being a good employer
- WIA insurance premium is tax deductible
- The benefit is value based
Take out WIA insurance? Request a no-obligation quote at Alpina.nl!
Before you take out WIA insurance, of course you want to know what you will pay in premiums later on. That's why you can request a no-obligation quote at Alpina.nl To give you an accurate quote, we need some information about your organization and employees. You will then receive an overview of providers with suitable insurance. You can then compare them on price and content.
Do you have any questions about the quote or about taking out WIA insurance? If so, please be sure to contact us!
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