As a self-employed person, do I need to take out business legal expenses insurance?
As a business owner, you deal with many different stakeholders, such as suppliers, debtors and carriers. As a result, legal conflict is sometimes in a small corner. Perhaps you are dealing with a supplier who fails to deliver on time or at all, or with a debtor who refuses to pay. At such times it is nice to get legal help. Without business legal expenses insurance ZZP legal help is quite expensive and the costs can easily run into the hundreds or even thousands of euros. Especially if you just started out as a ZZP, you probably haven't built up a large buffer yet and this is an amount you probably can't afford to lose. With business legal expenses insurance, you will be reimbursed for legal assistance up to a certain amount.
Am I required to take out business legal expenses insurance as a self-employed person?
No, it is not mandatory as a ZZP'er to take out business legal expenses insurance. However, it is worth looking into it, because business legal expenses insurance is a useful addition to your insurance policies. It is best to take out all your insurances immediately when you start as a ZZP'er. In fact, almost all insurance policies need to be in place before you can apply for them. If you take out business legal expenses insurance while you are already embroiled in a legal conflict, you are actually already too late. The insurance then often offers no coverage. Sometimes an insurer does help, but charges significantly higher fees. To avoid this, it is better if you take out legal expenses insurance in advance.
What does business legal expenses insurance ZZP cost?
Often, cost also plays into the consideration of whether or not to purchase business legal expenses insurance. As a start-up ZZP'er you probably have enough expenses already. The monthly premium for business legal expenses insurance is at most a few tens of dollars. This does depend on the optional coverage you choose. By default, the coverage of a legal expenses insurance consists of traffic, debt collection and business or professional practice. In addition, you can supplement the insurance with legal assistance for motor vehicles and/or legal assistance for individuals.
Compared to hiring a lawyer, the cost of business legal expenses insurance is small. Moreover, with this insurance, the costs of legal assistance, such as, for example, litigation costs and costs of independent experts, are also (partially) reimbursed.
RCompare legal expenses insurance ZZP
There are different types of legal expenses insurance. Which coverage is best for you depends on your profession and the type of work you do. After all, as a supplier of flowers you can expect different conflicts than if you are an accountant. With our online comparer you can easily calculate the premium of a legal expenses insurance. After entering some information about you and your company, a number of insurance policies will appear, tailored to your needs, with the corresponding premiums and policy conditions. You can compare them on price and content. Once you have found a suitable insurance, you can take out a policy directly online. By comparing you can be sure that you are choosing the best insurance for your company.
Take out your business legal expenses insurance directly on Alpina.nl!
We know that the supply of ZZP insurance can be quite overwhelming. After all, which types of insurance do you really need as a ZZP person? If you decide to take out business legal expenses insurance, you can do so easily and quickly on Alpina.nl Do you still have questions or would you prefer to consult us before taking out the insurance? Then be sure to contact us! You can call us Monday through Friday from 8 a.m. to 6 p.m. at 088 - 6883700. Of course, you can also always send us a message via chat, WhatsApp or Messenger.
Calculate the premium of your ZZP insurance directly!
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